Listed at
$850,000
$195/sqft

Tributary Xing 2nd Add

4925 Otter Trail, Saint Michael, MN, 55376
6  Bedrooms5  Bathrooms4,360  Square Feet0.42  Acres
Days on market67
Year built2019
Garage spaces3
HOA / month$104
TypeResidential
Est. $22,500buyer credit when you buy with SODL
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About this home

Welcome to this exceptional home, situated on a picturesque nearly half-acre lot with serene pond views and easy access - perfect for winter skating and hockey. Located in the highly sought-after Tributary on Foster Lake community: residents enjoy outstanding amenities including a community pool, tot lot, park, and private dock on Foster Lake for canoeing/kayaking/fishing/++. A convenient under road path tunnel provides easy access to Fox Hollow Golf Course, offering a true “vacation-at-home” lifestyle. This home boasts stunning curb appeal with a charming front porch and a spacious main level deck. Inside, a welcoming foyer opens to a formal dining room with a butler’s pantry and coffee bar - ideal for entertaining. An expansive wall of windows fills the home with natural light. The kitchen features beautiful custom cabinetry, a center island, and a large walk-in pantry. The main level also includes a bedroom/office and flexible living space. A generous mudroom offers a walk-in closet and built-in boot bench. Upstairs, you’ll find four bedrooms on one level along with a convenient laundry room. The tranquil owner’s suite showcases a double-door entry, dressing area, and an oversized walk-in closet, along with a spa-like private bath. Secondary bedrooms feature both a private ensuite and a Jack-and-Jill bathroom. The finished lower-level walkout offers expansive recreational space, an additional bedroom and bathroom, plus a large storage room - or the opportunity to finish additional living space. Comfortable 3 zoned HVAC. This home seamlessly blends comfort, style, and functionality in an unbeatable setting.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2019
LevelsTwo
Living area4,360 sqft
Above-grade finished3,366 sqft
Below-grade finished994 sqft
Lot size0.42 acres (60x225x126x270)
Days on market67
ListedJul 23, 2026
MLS #NST7114732
CountyWright
SubdivisionTributary Xing 2nd Add
Parcel #114340003060

Facts & features

Interior

Bedrooms
6
Bathrooms
5
Bath breakdown
2 full / 3 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 760 sqft
Parking features
Attached Garage, Garage Door Opener
Patio & porch
Deck, Front Porch, Patio, Porch
Exterior features
Stone, Other
Pool
Below Ground, Outdoor, Shared

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,671 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2019

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Tributary Xing 2nd Add
HOA
$104/month
HOA name
RowCal
HOA phone
6513621570
HOA includes
Dock, Professional Mgmt, Sanitation, Shared Amenities
School district
728 - Elk River

Financial & listing details

Annual tax
$8,800 (2026)
Listed
Jul 23, 2026
Days on market
67 · 91 cumulative
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths2
3/4 baths3
Half baths0
1/4 baths0
BasementDrain Tiled, Finished, Full, Sump Pump, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Upper Level
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room, Separate/Formal Dining Room
AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Patio, Porch, In-Ground Sprinkler, Tile Floors, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorStone, Other
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area1,671 sqft
Patio/porchDeck, Front Porch, Patio, Porch
Road frontageCity Street, Curbs, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener
Garage spaces3
Garage size760 sqft

Financial details

Annual taxes$8,800
Tax year2026
Taxes w/ assessments8800
Assessment pendingNo
HOA fee$104
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$22,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $22,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,588/mo
Principal & interest$4,467
Property taxes$733
Home insurance (est.)$283
HOA fees$104
%
$170,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4925 Otter Trail, Saint Michael, MN, 55376

Listing information

MLS #NST7114732
StatusActive
Last updatedAug 9, 2026, 5:20 PM
Originally listedJul 23, 2026, 3:33 PM
Listing officeKeller Williams Classic Rlty NW
Co-listing officeKeller Williams Classic Rlty NW

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.