Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $11,018 (2026).

What school district is this property in?

This property is in the 621 - Mounds View school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 43 days.

Pending

$822,000

$214/sqft

Harbor Place

491 Harbor Court, Shoreview, MN, 55126

4 Bedrooms4 Bathrooms3,850 Square Feet0.29 Acres

Days on market43

Year built1992

Garage spaces3

TypeResidential

Est. $21,660buyer credit when you buy with SODL

About this home

Nestled on a quiet cul-de-sac in the desirable Harbor Place neighborhood, this beautifully maintained 2-story home offers comfortable living spaces, thoughtful updates, and an exceptional floorplan designed for both everyday living and entertaining. A dramatic 2-story Foyer with an 18-ft ceiling creates a grand first impression, while 9-ft ceilings enhance much of the main level. The inviting Family Room features a wood-burning fireplace and flows seamlessly into the family-sized Kitchen showcasing hardwood floors, white enameled cabinetry, granite countertops, a center island, dedicated workstation, and both Formal and Informal Dining areas. Convenient main level Laundry adds everyday functionality. Upstairs, you'll find four Bedrooms, including a spacious Owner's Suite featuring an impressive 14x6 walk-in closet and a beautifully remodeled private Bath, completed in 2015. Heated floors in the upper level Bathrooms provide added comfort. The finished lookout lower level offers valuable additional living space, while the large wood Deck off of the main floor Family Room extends your living outdoors. Mature trees provide an attractive backdrop and natural separation from neighboring homes. Additional features include: Pella windows, Pella sliding glass door (2016), in-ground sprinkler system, and a 3-car Garage with an epoxy-coated floor, workbench & built-in storage shelving. Numerous updates provide peace of mind, including a new furnace (2023), A/C (2018), Café Refrigerator (2020), Café Range (2023), Café Microwave/Convection Oven (2023), Washer/Dryer (2019), Dishwasher (2015), Water Heater (2015; tank flushed in 2025), Roof with 30-yr shingles (2008), Air Duct Cleaning (approx. 2024), and freshly-cleaned carpets (2026). Located within the highly regarded Mounds View School District, this exceptional home combines generous living spaces, quality updates & an outstanding Shoreview location!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1992

LevelsTwo

Living area3,850 sqft

Above-grade finished2,706 sqft

Below-grade finished1,144 sqft

Lot size0.29 acres (102x156x107x90)

Days on market43

ListedJul 12, 2026

MLS #NST7107086

CountyRamsey

SubdivisionHarbor Place

Parcel #243023220032

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 3 spaces · 30x20 · 615 sqft
Parking features: Attached Garage, Asphalt, Insulated Garage, Storage
Patio & porch: Deck
Exterior features: Stone, Cedar
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Other, Permanent · 1,464 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1992

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Harbor Place
HOA: No HOA
School district: 621 - Mounds View
High school district: Mounds View

Financial & listing details

Annual tax: $11,018 (2026)
Listed: Jul 12, 2026
Days on market: 43
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Storage Space

HeatingForced Air, In-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryMain Level, Sink

AppliancesDishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Bar, Informal Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, In-Ground Sprinkler, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, 4 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cedar

RoofAge Over 8 Years, Asphalt

FoundationOther, Permanent

Foundation area1,464 sqft

Patio/porchDeck

Road frontageCity Street, Cul De Sac, Curbs, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Insulated Garage, Storage

Garage spaces3

Garage size615 sqft

Financial details

Annual taxes$11,018

Tax year2026

Taxes w/ assessments11018

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District621 - Mounds View

District number621

District phone6516216001

High schoolMounds View

SODL flat fee brokerage

$21,660Estimated buyer credit

SODL platform fee $3,000Your buyer credit $21,660

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,512/mo

Principal & interest$4,320

Property taxes$918

Home insurance (est.)$274

Down payment

$164,400

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.