Listed at
$650,000
$294/sqft

4895 NW 21st Avenue

4895 NW 21st Avenue, Medford, MN, 55049
4  Bedrooms2  Bathrooms2,214  Square Feet30.88  Acres
Days on market10
Year built1929
Garage spaces2
TypeResidential
Est. $16,500buyer credit when you buy with SODL
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About this home

Finding an acreage that combines a country home, substantial river frontage, open ground, recreational opportunities and convenient access to Owatonna is not an everyday occurrence. This 30.88+/- acre Steele County property near Medford brings those features together with more than 1,250+/- feet of frontage along the Straight River, a four-bedroom home, paved road access and a mix of open and wooded ground. The Straight River is one of the property's defining features. More than 1,250+/- feet of river frontage creates opportunities to fish, explore the shoreline, watch wildlife or simply spend time along the water. Down near the river is a scenic area that has been used as a place to park a camper, creating a recreational base separate from the home. It is easy to picture spending an evening along the river, sitting around a campfire or having morning coffee while listening to the water and watching the woods come to life. The property also offers a strong recreational component. Deer sign is evident throughout the property, and the combination of river frontage, timber, edge habitat and open ground gives wildlife multiple reasons to travel through and use the acreage. For someone who enjoys hunting close to home, the property offers the ability to walk out the door and spend time outdoors without having to drive to another parcel. Approximately 10+/- acres of open ground add another dimension to the property. These areas could potentially be used for pasture, hay, tillable production, food plots or other agricultural and recreational purposes. That flexibility makes the property an appealing hobby farm option for someone looking for room for animals, equipment and outdoor projects while still having wooded and riverfront acreage to enjoy. The property also has an active mining lease that provides potential for future income. Located on the south end of the acreage is a two-story home originally built in 1929. The home offers four bedrooms and 1.5 bathrooms, providing a traditional country-home setting to go along with the land. The home could be your primary residence or possibly use the entire property as an investment and recreational property. Paved road frontage is another practical advantage. Country properties with this much land and river frontage can sometimes require miles of gravel roads, but this property offers paved access while retaining its rural setting. Location is another part of the story. Medford is only a short drive away, and Owatonna is also quickly accessible for shopping, dining, employment and everyday services. Outdoor enthusiasts will recognize the Owatonna Bass Pro Shops just off I-35, while the Medford area provides convenient access to I-35 for travel north toward the Twin Cities or south through southern Minnesota. The property sits in an interesting position for someone who wants country living without feeling disconnected. Spend the morning checking trail cameras or walking along the Straight River, work around the open acreage during the afternoon and finish the day down by the river. When groceries, supplies, restaurants or other services are needed, Medford and Owatonna are close by. What stands out to me is how many different uses are represented within this acreage. This is not simply a house with a large yard, nor is it solely hunting ground or agricultural acreage. There is a four-bedroom home, more than 1,250+/- feet of Straight River frontage, 10+/- acres of open ground, wildlife habitat, paved access, a camper area near the river and an active mining lease with potential future income. For buyers searching for a Steele County acreage with a residence, hobby farm possibilities, hunting and recreational ground, river frontage and convenient access to Medford and Owatonna, this property offers a combination worth taking a closer look at.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1929
LevelsTwo
Living area2,214 sqft
Above-grade finished2,214 sqft
Below-grade finished0 sqft
Lot size30.88 acres (0)
Days on market10
ListedSep 10, 2026
MLS #NST7142085
CountySteele
Parcel #120213400

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Hot Water
Cooling
Ductless Mini-Split
Basement
Unfinished · 0 sqft finished

Property

Levels / stories
Two
Garage
2 spaces · 1,360 sqft
Parking features
Detached Garage
Exterior features
Vinyl
Waterfront
River Front
Lot size
30.88 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,486 sqft
Year built
1929

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Propane

Community & HOA

HOA
No HOA
School district
763 - Medford
High school district
Medford

Financial & listing details

Annual tax
$4,766 (2026)
Listed
Sep 10, 2026
Days on market
10
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementUnfinished
HeatingHot Water
CoolingDuctless Mini-Split
AccessibilityNone

Exterior & lot

ExteriorVinyl
FoundationBlock
Foundation area1,486 sqft
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelPropane

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size1,360 sqft

Financial details

Annual taxes$4,766
Tax year2026
Taxes w/ assessments4766
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District763 - Medford
District number763
District phone5074515250
High schoolMedford
SODL flat fee brokerage
$16,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,030/mo
Principal & interest$3,416
Property taxes$397
Home insurance (est.)$217
%
$130,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4895 NW 21st Avenue, Medford, MN, 55049

Listing information

MLS #NST7142085
StatusActive
Last updatedSep 19, 2026, 10:08 AM
Originally listedSep 19, 2026, 12:00 AM
Listing officeWhitetail Properties Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.