Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,833 (2026).

What school district is this property in?

This property is in the 4 - McGregor school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

No photos available

Listed at

$440,000

$313/sqft

Sheshebe Point

48405 197th Avenue, McGregor, MN, 55760

3 Bedrooms2 Bathrooms1,408 Square Feet0.548 Acres

Days on market0

Year built1987

Garage spaces2

TypeResidential

Est. $10,200buyer credit when you buy with SODL

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About this home

Enjoy year-round living on Lake Minnewawa with 70 feet of nice shoreline, gradual elevation to the water, and a beautiful yard shaded by mature trees. This 3-bedroom, 2-bath home features a comfortable living room with a fireplace and a family room with a walkout basement. A lakeside deck with great views of the water can be accessed from the living room and dining room making indoor and outdoor living seamless. One bedroom and full bath are located on the main floor, while the walkout lower level has a family room and two additional bedrooms, including one with direct access to the lakeside patio. The gently sloping yard leads down to the water's edge, with plenty of space to enjoy the outdoors and spend evenings around a fire. A detached two-stall garage has an unfinished bonus room above, adding extra space for storage or future use. Plenty of space to make this place your own and enjoy lake life for years to come.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1987

LevelsTwo

Living area1,408 sqft

Above-grade finished704 sqft

Below-grade finished704 sqft

Lot size0.548 acres (70x480)

Days on market0

ListedOct 8, 2026

MLS #NST7157215

CountyAitkin

SubdivisionSheshebe Point

Parcel #291151900

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Other, Wood Stove
Cooling: None
Appliances: Range, Refrigerator

Property

Levels / stories: Two
Garage: 2 spaces · 24x28 · 672 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Deck, Patio
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 704 sqft
Roof: Asphalt
Year built: 1987

Utilities

Water: Drilled, Private
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Propane, Wood

Community & HOA

Subdivision: Sheshebe Point
HOA: No HOA
School district: 4 - McGregor
High school district: McGregor

Financial & listing details

Annual tax: $1,833 (2026)
Tax with assessments: 1898
Listed: Oct 8, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full, Walkout

HeatingOther, Wood Stove

CoolingNone

Fireplaces1

LaundryIn Basement, Washer Hookup

AppliancesRange, Refrigerator

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Patio

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationBlock

Foundation area704 sqft

Patio/porchDeck, Patio

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Private

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelPropane, Wood

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$1,833

Tax year2026

Taxes w/ assessments1898

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District4 - McGregor

District number4

District phone2187682111

High schoolMcGregor

SODL flat fee brokerage

$10,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

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Estimated monthly payment

$2,612/mo

Principal & interest$2,312

Property taxes$153

Home insurance (est.)$147

Down payment

$88,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.