Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,909 (2025).

What school district is this property in?

This property is in the 480 - Onamia school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 156 days.

Listed at

$575,900

$203/sqft

4803 White Pine Road

4803 White Pine Road, Garrison, MN, 56450

3 Bedrooms2 Bathrooms2,835 Square Feet1.58 Acres

Days on market156

Year built1976

Garage spaces4

TypeResidential

Est. $14,277buyer credit when you buy with SODL

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About this home

Enjoy 100 feet of prime west facing shoreline on beautiful Camp Lake in Garrison, Minnesota. This level to gently sloping lot offers breathtaking panoramic views of the expansive 533-acre lake—perfect for soaking in a beautiful sunset this is lakeside living at its finest. This cozy home features three bedrooms and two full bathrooms, along with wheelchair accessibility for added comfort and convenience. Inside, you’ll find inviting living spaces including a dedicated office and a cozy family room that opens to a charming porch—ideal for relaxing and enjoying the lake breeze. Lower level offers a nonconforming bunk room which would allow many extra guests and would be easy to add an egress window. The kitchen is equipped with updated appliances, making it both functional and stylish. Step outside to a stunning paver patio near the beach and dock area, creating the perfect setting for entertaining or unwinding by the water. Additional highlights include a second detached garage with extra storage or garden room, plus a lean-to for storing canoes, kayaks, and all your lake gear. There is a back lot across the street that is buildable, another added bonus. This property offers the complete lake lifestyle—whether you're looking for a year-round home or the perfect getaway. Easy access to ATV trails across the lake, look up Pine Center Trails for more information. Mille Lacs Lake and Grand Casino only 10 minutes away.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1976

LevelsOne

Living area2,835 sqft

Above-grade finished1,486 sqft

Below-grade finished1,349 sqft

Lot size1.58 acres (99.98x609.06x99.98x734.88)

Days on market156

ListedMar 31, 2026

MLS #NST7045482

CountyCrow Wing

Parcel #88100581

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Water Filtration System, Water Osmosis System, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 4 spaces · 22'5"x31'1" · 696 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Multiple Garages, Storage
Patio & porch: Deck, Porch
Exterior features: Stone, Vinyl
Fencing: Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Other, Brick
Foundation: Other · 1,349 sqft
Year built: 1976

Utilities

Water: Private
Sewer: Septic System Compliant - Yes
Fuel: Propane
Electric: 100 Amp Service, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 480 - Onamia
High school district: Onamia

Financial & listing details

Annual tax: $2,909 (2025)
Tax with assessments: 2934
Listed: Mar 31, 2026
Days on market: 156 · 120 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Owner Access, Storage Space, Sump Pump, Walkout, Wood

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Water Filtration System, Water Osmosis System, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen, Informal Dining Room

AmenitiesCeiling Fan(s), Deck, French Doors, Kitchen Center Island, Main Floor Primary Bedroom, Natural Woodwork, Porch, Panoramic View, In-Ground Sprinkler, Washer/Dryer Hookup, Walk-In Closet

AccessibilityWheelchair Ramp(s)

Exterior & lot

ExteriorStone, Vinyl

FoundationOther

Foundation area1,349 sqft

Patio/porchDeck, Porch

Lot featuresAccessible Shoreline

ZoningResidential-Single Family

Utilities

Water sourcePrivate

SewerSeptic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Multiple Garages, Storage

Garage spaces4

Garage size696 sqft

Financial details

Annual taxes$2,909

Tax year2025

Taxes w/ assessments2934

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District480 - Onamia

District number480

District phone3205324174

High schoolOnamia

SODL flat fee brokerage

$14,277Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,277

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,461/mo

Principal & interest$3,027

Property taxes$242

Home insurance (est.)$192

Down payment

$115,180

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.