Listed at
$429,900
$167/sqft

Waters Edge At Don Lake 4th Add

4765 8th Street Loop, Saint Cloud, MN, 56304
5  Bedrooms3  Bathrooms2,579  Square Feet0.335  Acres
Days on market35
Year built2023
Garage spaces3
HOA / month$323
TypeResidential
Est. $9,897buyer credit when you buy with SODL
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About this home

This stunning modified split-level home blends modern comfort with timeless warmth, offering vaulted ceilings and an expansive open-concept main floor designed for effortless living. The spacious kitchen features abundant cabinetry, a large center island, walk-in pantry, recessed lighting, and durable laminate flooring—perfect for everyday cooking or entertaining. The generous dining area flows seamlessly out to a brand-new 16x12 deck overlooking an incredible wooded, private, fully fenced-in backyard. Three main-floor bedrooms provide convenience and flexibility, including a luxurious primary suite set apart in its own private wing. This retreat boasts a large walk-in closet and a full bath with double sinks, creating a peaceful escape within the home. The walkout lower level offers even more living space, highlighted by a family room with cozy gas fireplace, two additional bedrooms, and a full bath—ideal for guests, hobbies, or a growing household. With thoughtful design, abundant natural light, and a serene outdoor setting, this home delivers comfort, privacy, and room to thrive.

View this property at

Date
Sep 26, 2026
Time
4pm – 5:30pm
Address
4765 8th Street Loop, Saint Cloud, MN, 56304

Listed By: Coldwell Banker Realty • NST7132757 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2023
LevelsSplit Entry (Bi-Level)
Living area2,579 sqft
Above-grade finished1,609 sqft
Below-grade finished970 sqft
Lot size0.335 acres (68x146x143x146)
Days on market35
ListedAug 25, 2026
MLS #NST7132757
CountyBenton
SubdivisionWaters Edge At Don Lake 4th Add
Parcel #170225600

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 744 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck
Exterior features
Other, Vinyl
Fencing
Chain Link

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Concrete Perimeter · 1,025 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2023

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Waters Edge At Don Lake 4th Add
HOA
$323/annual
HOA name
Property Solutions LLC
HOA phone
7632478700
HOA includes
Other
School district
47 - Sauk Rapids-Rice

Financial & listing details

Annual tax
$5,568 (2026)
Listed
Aug 25, 2026
Days on market
35
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Basket, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningBreakfast Bar, Informal Dining Room
AmenitiesCable, Deck, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorOther, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationConcrete Perimeter
Foundation area1,025 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageCity Street, Cul De Sac, Paved Streets, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size744 sqft

Financial details

Annual taxes$5,568
Tax year2026
Taxes w/ assessments5568
Assessment pendingNo
HOA fee$323
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District47 - Sauk Rapids-Rice
District number47
District phone3202534703
High schoolSauk Rapids-Rice
SODL flat fee brokerage
$9,897Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,897

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,190/mo
Principal & interest$2,259
Property taxes$464
Home insurance (est.)$143
HOA fees$323
%
$85,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4765 8th Street Loop, Saint Cloud, MN, 56304

Listing information

MLS #NST7132757
StatusActive
Last updatedSep 23, 2026, 1:52 PM
Originally listedAug 25, 2026, 10:21 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.