Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,672 (2026).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 26 days.

Listed at

$160,000

$150/sqft

Hubbards Add

475 Chatfield Street, Winona, MN, 55987

2 Bedrooms1 Bathroom1,067 Square Feet0.08 Acres

Days on market26

Year built1880

Garage spaces1

TypeResidential

Est. $1,800buyer credit when you buy with SODL

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About this home

Welcome to this charming 2-bedroom, 1 bath home located in a convenient east side neighborhood near Lake Winona, the hospital, parks, schools, shopping, and restaurants. Offering easy one-level living, this home features a comfortable layout with bright living spaces and several recent updates throughout. Recent improvements include updated flooring, newer lighting, a newer kitchen sink, and dishwasher, adding a fresh feel to the home. The spacious main floor laundry area adds everyday convenience and functionality. Outside, you’ll appreciate the low-maintenance exterior with vinyl siding, vinyl windows, and durable metal roofing on both the home and garage. Whether you’re looking for your first home, downsizing, or simply wanting the ease of main floor living, this home offers a great opportunity in a desirable location.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1880

LevelsOne

Living area1,067 sqft

Above-grade finished1,067 sqft

Below-grade finished0 sqft

Lot size0.08 acres (25x140)

Days on market26

ListedMay 21, 2026

MLS #NST7078413

CountyWinona

SubdivisionHubbards Add

Parcel #322403480

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 15x16 · 240 sqft
Parking features: Detached Garage
Exterior features: Vinyl
Fencing: Wood
Lot size: 0.08 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Other · 1,067 sqft
Year built: 1880

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Hubbards Add
HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $1,672 (2026)
Listed: May 21, 2026
Days on market: 26 · 8 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space, Partial, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

AmenitiesKitchen Window, Main Floor Primary Bedroom, Washer/Dryer Hookup

AccessibilityGrab Bars In Bathroom, No Stairs External, No Stairs Internal, Wheelchair Ramp(s)

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

FoundationOther

Foundation area1,067 sqft

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size240 sqft

Financial details

Annual taxes$1,672

Tax year2026

Taxes w/ assessments1672

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$1,800Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,800

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,034/mo

Principal & interest$841

Property taxes$139

Home insurance (est.)$53

Down payment

$32,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.