Listed at
$699,900
$315/sqft

Maple Oaks Add

4731 109th Avenue, Clear Lake, MN, 55319
3  Bedrooms3  Bathrooms2,220  Square Feet0.55  Acres
Days on market117
Year built2017
Garage spaces2
TypeResidential
Est. $17,997buyer credit when you buy with SODL
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About this home

Wake up to panoramic lake views and step into summer on one of the most sought-after stretches of the Briggs Lake Chain. This like-new 2018-built retreat offers 76 feet of pristine riprap shoreline and the kind of indoor-outdoor living that makes every day feel like a getaway. Immaculate inside and out, this 3-bedroom, 3-bath home features an open-concept layout with vaulted ceilings and a beautifully appointed chef’s kitchen with granite countertops. The spacious primary suite includes a lakeside sitting room or office, custom ¾ bath, and a large walk-in closet. The walkout lower level offers two additional generously sized bedrooms - both with walk-in closets - perfect for guests and bunk space, along with a large family room featuring a stone gas fireplace and access to the backyard patio. Enjoy lake living at its finest with an expansive wraparound main-level deck complete with pergola - ideal for entertaining or relaxing with a view. The extra-deep detached two-car garage provides ample space for all your lake toys. Conveniently located within walking distance to Palmer Park. Make this the summer of your dreams!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2017
LevelsOne
Living area2,220 sqft
Above-grade finished1,159 sqft
Below-grade finished1,061 sqft
Lot size0.55 acres (75x277x78x286)
Days on market117
ListedApr 7, 2026
MLS #NST7050416
CountySherburne
SubdivisionMaple Oaks Add
Parcel #40004030290

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 690 sqft
Parking features
Detached Garage, Concrete, Garage Door Opener
Exterior features
Stone, Vinyl, Wood
Waterfront
Lake Front
Lot size
0.55 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,159 sqft
Year built
2017

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Electric, Natural Gas

Community & HOA

Subdivision
Maple Oaks Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$4,530 (2025)
Listed
Apr 7, 2026
Days on market
117 · 75 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths0
3/4 baths2
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Main Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Porch, Panoramic View, In-Ground Sprinkler, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl, Wood
FoundationBlock
Foundation area1,159 sqft
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener
Garage spaces2
Garage size690 sqft

Financial details

Annual taxes$4,530
Tax year2025
Taxes w/ assessments4530
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$17,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,289/mo
Principal & interest$3,678
Property taxes$378
Home insurance (est.)$233
%
$139,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4731 109th Avenue, Clear Lake, MN, 55319

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Listing information

MLS #NST7050416
StatusClosed
Last updatedAug 5, 2026, 11:21 PM
Originally listedApr 9, 2026, 12:00 AM
Listing officeBRIX Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.