Does this property have an HOA?

Yes. The HOA fee is $596 per month.

What are the annual property taxes?

Annual property taxes are $11,568 (2026).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 21 days.

Pending

$1,090,000

$383/sqft

Spring Farm

47 Spring Farm Road, North Oaks, MN, 55127

3 Bedrooms3 Bathrooms2,846 Square Feet0.14 Acres

Days on market21

Year built2024

Garage spaces2

HOA / month$596

TypeResidential

Est. $29,700buyer credit when you buy with SODL

About this home

Welcome to this exceptional custom-built Charles Cudd Twinhome in North Oaks’ picturesque Spring Farm community, bordering protected conservation land with serene, wooded views and unmatched privacy. This like-new residence exudes timeless elegance, enhanced by high-end finishes and seamless smart home integration throughout. The gourmet kitchen features Fisher & Paykel appliances, a custom-built center island, and walk-in pantry. The fully integrated sunroom provides year-round scenic views. Upgraded fireplace surrounds on both levels add warmth and architectural sophistication. The reimagined main-level Owner’s suite provides direct access to the laundry room, in-floor heat, and a spa-inspired bath with floor-to-ceiling tile and premium shower upgrades. The walkout lower level is ideal for entertaining, offering a spacious family room with built-ins surrounding the fireplace, patio access, a dedicated exercise space, and an additional full-size refrigerator. Smart technology elevates everyday living with whole-home security, integrated Sonos audio, app-based climate control, and remote access convenience. Additional highlights include an epoxy-finished garage with a 50-amp EV charging circuit, RO water purification, recirculating hot water, and an outdoor gas grill hookup. Enjoy the unparalleled North Oaks lifestyle with miles of trails, lakes, golf, tennis, and Pleasant Lake Beach, all within this private, one-of-a-kind community.

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Home facts

Property typeResidential

Property subtypeTwin Home

Year built2024

LevelsOne

Living area2,846 sqft

Above-grade finished1,667 sqft

Below-grade finished1,179 sqft

Lot size0.14 acres (145x43)

Days on market21

ListedFeb 17, 2026

MLS #NST7018380

CountyRamsey

SubdivisionSpring Farm

Parcel #093022210136

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air, Zoned
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 540 sqft
Parking features: Attached Garage, Asphalt, Electric Vehicle Charging Station(s), Floor Drain, Finished Garage, Garage Door Opener, Guest Parking, Insulated Garage
Patio & porch: Composite Decking, Deck, Front Porch, Patio
Fencing: None
Waterfront: Association Access, Dock, Shared

Construction

Property type: Residential
Property subtype: Twin Home
Construction materials: Frame
Foundation: 1,667 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 2024

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Spring Farm
HOA: $596/month
HOA name: North Oaks HOA
HOA phone: 6517927765
HOA includes: Beach Access, Building Exterior, Controlled Access, Dock, Hazard Insurance, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities, Snow Removal
HOA amenities: Beach, Common Garden, Dock, Golf Course, Tennis Courts, Trail(s)

Financial & listing details

Annual tax: $11,568 (2026)
Listed: Feb 17, 2026
Days on market: 21
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementDrain Tiled, Finished, Full, Concrete, Storage Space, Sump Basket, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air, Zoned

Fireplaces2

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

DiningBreakfast Bar, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Ethernet Wired, Exercise Room, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, Security System, In-Ground Sprinkler, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityDoor Lever Handles

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle

Foundation area1,667 sqft

Patio/porchComposite Decking, Deck, Front Porch, Patio

Road frontagePaved Streets, Private Road

Road responsibilityAssociation Maintained Road, Private Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric Vehicle Charging Station(s), Floor Drain, Finished Garage, Garage Door Opener, Guest Parking, Insulated Garage

Garage spaces2

Garage size540 sqft

Financial details

Annual taxes$11,568

Tax year2026

Taxes w/ assessments11568

Assessment pendingNo

HOA fee$596

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2099

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$29,700Estimated buyer credit

SODL platform fee $3,000Your buyer credit $29,700

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,652/mo

Principal & interest$5,728

Property taxes$964

Home insurance (est.)$363

HOA fees$596

Down payment

$218,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.