Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,254 (2026).

What school district is this property in?

This property is in the 23 - Frazee-Vergas school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 157 days.

Listed at

$479,900

$277/sqft

46840 Foss Road

46840 Foss Road, Osage, MN, 56570

3 Bedrooms2 Bathrooms1,732 Square Feet1 Acres

Days on market157

Year built1975

Garage spaces3

TypeResidential

Est. $11,397buyer credit when you buy with SODL

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About this home

This move-in ready 3-bedroom, 2-bath lake home sits on a level lot with 202 feet of Shell Lake shoreline and a beach area. The thoughtful layout includes a loft and a bonus room, offering flexible space for everyone. Unwind in the hot tub room with stunning views of the lake — the perfect way to end a day on the water. Step outside to a stunning patio area perfect for entertaining or simply enjoying the waterfront setting. The impressive 30x40 finished shop with in-floor heat and guest quarters above is a rare find, providing exceptional space for hobbies, storage, or hosting overflow guests. This property truly checks every box — don't miss your opportunity to make it yours!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1975

LevelsOne and One Half

Living area1,732 sqft

Above-grade finished1,732 sqft

Below-grade finished0 sqft

Lot size1 acres (202x185xIRR)

Days on market157

ListedApr 21, 2026

MLS #NST7060385

CountyBecker

Parcel #280063000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s), Heat Pump
Cooling: Heat Pump
Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 3 spaces · 30x40 · 1,200 sqft
Parking features: Detached Garage, Finished Garage, Insulated Garage
Patio & porch: Deck, Patio
Exterior features: Vinyl
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,632 sqft
Year built: 1975

Utilities

Water: Well
Sewer: Tank with Drainage Field
Fuel: Electric, Propane

Community & HOA

HOA: No HOA
School district: 23 - Frazee-Vergas
High school district: Frazee-Vergas

Financial & listing details

Annual tax: $2,254 (2026)
Listed: Apr 21, 2026
Days on market: 157
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air, Fireplace(s), Heat Pump

CoolingHeat Pump

Fireplaces1

LaundryMain Level

AppliancesCooktop, Dishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Washer

AmenitiesCeiling Fan(s), Deck, Hot Tub, Kitchen Window, Main Floor Primary Bedroom, Panoramic View, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationBlock

Foundation area1,632 sqft

Patio/porchDeck, Patio

ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell

SewerTank with Drainage Field

FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Finished Garage, Insulated Garage

Garage spaces3

Garage size1,200 sqft

Financial details

Annual taxes$2,254

Tax year2026

Taxes w/ assessments2254

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District23 - Frazee-Vergas

District number23

District phone2183343181

High schoolFrazee-Vergas

SODL flat fee brokerage

$11,397Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,397

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,870/mo

Principal & interest$2,522

Property taxes$188

Home insurance (est.)$160

Down payment

$95,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.