Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,302.74 (2025).

What school district is this property in?

This property is in the 31 - Bemidji school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 291 days.

Listed at

$809,999

$533/sqft

Oakwood

4681 Mission Road, Bemidji, MN, 56601

2 Bedrooms2 Bathrooms1,520 Square Feet1.52 Acres

Days on market291

Year built2023

Garage spaces2

TypeResidential

Est. $21,300buyer credit when you buy with SODL

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About this home

Lakeside Luxury on Big Lake!! Welcome to your dream Northwoods retreat! Set on the crystal-clear shores of Big Lake in Beltrami County, this 2-bedroom, 2-bath lake home with an additional office seamlessly blends modern luxury with thoughtful, age-friendly design. Step inside to discover soaring vaulted ceilings, gleaming granite countertops, custom kitchen with stainless steel appliances, and a chef-inspired outdoor kitchen—an entertainer’s paradise outside and in with panoramic lake views. The open-concept layout features in-floor heat, efficient ductless mini splits, and a cozy fireplace backup for those classic Minnesota winter nights. The primary suite offers true serenity, zero-step entry shower, and wide accessible hallways—perfect for comfort and aging in place. An oversized garage provides generous room for vehicles, watercraft, and all your Up North adventure gear. Enjoy breathtaking water views, a roll-away dock, and direct access to premier year-round recreation—boating, fishing, snowmobiling, or simply unwinding by the shoreline. Don’t miss this rare chance to own a low-maintenance, high-quality lakefront home, crafted with comfort, convenience, and natural beauty at the forefront.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2023

LevelsOne

Living area1,520 sqft

Above-grade finished1,520 sqft

Below-grade finished0 sqft

Lot size1.52 acres (See aerial map)

Days on market291

ListedDec 12, 2025

MLS #NST6823511

CountyBeltrami

SubdivisionOakwood

Parcel #430031200

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Fireplace(s), In-Floor Heating
Cooling: Ductless Mini-Split
Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 30x30 · 900 sqft
Parking features: Carport, Detached Garage, Gravel
Patio & porch: Covered, Patio
Exterior features: Cement Board
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,520 sqft
Roof: Age 8 Years or Less, Metal, Pitched
Year built: 2023

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Propane

Community & HOA

Subdivision: Oakwood
HOA: No HOA
School district: 31 - Bemidji
High school district: Bemidji

Financial & listing details

Annual tax: $2,302.74 (2025)
Tax with assessments: 2446
Listed: Dec 12, 2025
Days on market: 291 · 137 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingFireplace(s), In-Floor Heating

CoolingDuctless Mini-Split

Fireplaces1

LaundryMain Level

AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningEat In Kitchen, Kitchen/Dining Room

AmenitiesKitchen Center Island, Main Floor Primary Bedroom, Outdoor Kitchen, Patio, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityHallways 42"+, No Stairs External, No Stairs Internal, Soaking Tub

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorCement Board

RoofAge 8 Years or Less, Metal, Pitched

FoundationSlab

Foundation area1,520 sqft

Patio/porchCovered, Patio

Lot featuresTree Coverage - Medium

Road frontageCounty Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelPropane

Parking & garage

ParkingCarport, Detached Garage, Gravel

Garage spaces2

Garage size900 sqft

Financial details

Annual taxes$2,302.74

Tax year2025

Taxes w/ assessments2446

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District31 - Bemidji

District number31

District phone2183333100

High schoolBemidji

SODL flat fee brokerage

$21,300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $21,300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,719/mo

Principal & interest$4,257

Property taxes$192

Home insurance (est.)$270

Down payment

$162,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.