Listed at
$650,000
$214/sqft

Whispering Oaks

468 Panorama Circle, Rochester, MN, 55901
4  Bedrooms3  Bathrooms3,036  Square Feet0.09  Acres
Days on market362
Year built2020
Garage spaces2
HOA / month$270
TypeResidential
Est. $16,500buyer credit when you buy with SODL
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About this home

Luxurious Hilltop Townhome Just 5 Minutes from Mayo Clinic | Whispering Oaks, Rochester MN Move right in to this exceptionally well-maintained, 2020 custom-built one-owner end-unit walkout townhome nestled on a beautifully treed hillside in sought-after Whispering Oaks Subdivision. Enjoy ultimate privacy, elegant finishes, and a peaceful setting just 5 minutes to downtown Rochester and the world-renowned Mayo Clinic—with quick access to Highway 14 and 52. This spacious home offers 4 bedrooms and 3 bathrooms, rarely found at this price point. Two bedrooms on the main floor with an open concept kitchen, living room and sunroom and natural wood floors. The primary suite features heated tile floors, and the gourmet kitchen includes a large center island, upgraded stainless-steel appliances, and abundant storage. A two-sided fireplace creates a warm connection between the living room and primary suite. Enjoy two outdoor living spaces—a deck off the sun room and a lower-level walkout patio—perfect for relaxing or entertaining. The low-maintenance exterior includes leaf-guard gutters, and the oversized two-car garage easily accommodates a crew-cab pickup and full-size SUV. This move-in-ready Rochester MN home combines comfort, quality, and convenience in one of the area’s most desirable locations.

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Home facts

Property typeResidential
Property subtypeTownhouse Side x Side
Year built2020
LevelsOne
Living area3,036 sqft
Above-grade finished1,636 sqft
Below-grade finished1,400 sqft
Lot size0.09 acres (40x98)
Days on market362
ListedSep 30, 2025
MLS #NST6797517
CountyOlmsted
SubdivisionWhispering Oaks
Parcel #743323072958

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Rented

Property

Levels / stories
One
Garage
2 spaces · 528 sqft
Parking features
Attached Garage, Concrete
Fencing
None
Lot size
0.09 acres
Lot dimensions
40x98

Construction

Property type
Residential
Property subtype
Townhouse Side x Side
Construction materials
Engineered Wood
Foundation
1,636 sqft
Roof
Age 8 Years or Less
Year built
2020

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
Circuit Breakers

Community & HOA

Subdivision
Whispering Oaks
HOA
$270/month
HOA name
Matik Management (Jacquie Morrow)
HOA phone
507-216-0064
HOA includes
Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Trash, Snow Removal
School district
Rochester

Financial & listing details

Annual tax
$7,686 (2025)
Tax with assessments
7686.0000
Listed
Sep 30, 2025
Days on market
362 · 64 cumulative

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Sump Basket, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Rented
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less
Foundation area1,636 sqft
Lot featuresSome Trees
Road frontagePrivate Road
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$7,686
Tax year2025
Taxes w/ assessments7686.0000
Assessment pendingNo
HOA fee$270
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number535
District phone507-328-3000
High schoolRochester
SODL flat fee brokerage
$16,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,543/mo
Principal & interest$3,416
Property taxes$641
Home insurance (est.)$217
HOA fees$270
%
$130,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

468 Panorama Circle, Rochester, MN, 55901

Listing information

MLS #NST6797517
StatusActive
Last updatedDec 4, 2025, 1:58 AM
Originally listedOct 1, 2025, 2:55 PM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.