Listed at
$595,000
$252/sqft

Tributary Xing 3rd Add

4664 Otter Court, Saint Michael, MN, 55376
3  Bedrooms3  Bathrooms2,364  Square Feet0.35  Acres
Days on market172
Year built2019
Garage spaces2
HOA / month$104
TypeResidential
Est. $14,850buyer credit when you buy with SODL
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About this home

Welcome to The Tributary on Foster Lake! This beautifully maintained 2019-built home shows like a model and features an open, inviting main level. The living room offers a cozy gas fireplace, while the tastefully designed kitchen showcases a large center island and modern finishes. A triple sliding door in the dining area fills the home with natural light and leads to a deck overlooking the spacious backyard. The main level also includes a convenient mudroom with built-ins and custom electric blinds throughout. Upstairs, you’ll find a versatile loft, a spacious primary suite, and two additional bedrooms. The unfinished walkout lower level provides excellent potential for future living space. Additional highlights include an oversized garage extended by 4 feet for extra storage. Enjoy all the amenities The Tributary has to offer, including a community pool and pool house, tot lot, playground, walking trails, fishing dock, kayak/canoe launch, and access to Fox Hollow Golf Course.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2019
LevelsTwo
Living area2,364 sqft
Above-grade finished2,364 sqft
Below-grade finished0 sqft
Lot size0.35 acres (47 x 107 x 70 x81x152)
Days on market172
ListedMar 30, 2026
MLS #NST7045776
CountyWright
SubdivisionTributary Xing 3rd Add
Parcel #114343001090

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
2 spaces · 22x31 · 698 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Insulated Garage, Tuckunder Garage
Pool
Below Ground, Outdoor, Shared
Fencing
None
Waterfront
Association Access, Dock, Shared

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
930 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2019

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Tributary Xing 3rd Add
HOA
$104/month
HOA name
RowCal
HOA phone
6513621570
HOA includes
Dock, Other, Professional Mgmt, Sanitation, Shared Amenities
School district
Elk River

Financial & listing details

Annual tax
$5,852 (2026)
Listed
Mar 30, 2026
Days on market
172
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementDrain Tiled, Full, Concrete, Sump Pump, Unfinished, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Patio, In-Ground Sprinkler
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area930 sqft
Lot featuresTree Coverage - Light
Road frontageCity Street, Cul De Sac, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage, Tuckunder Garage
Garage spaces2
Garage size698 sqft

Financial details

Annual taxes$5,852
Tax year2026
Taxes w/ assessments5852
Assessment pendingNo
HOA fee$104
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2241
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$14,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,917/mo
Principal & interest$3,127
Property taxes$488
Home insurance (est.)$198
HOA fees$104
%
$119,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4664 Otter Court, Saint Michael, MN, 55376

Listing information

MLS #NST7045776
StatusActive
Last updatedApr 10, 2026, 10:05 AM
Originally listedApr 10, 2026, 12:00 AM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.