Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,366 (2026).

What school district is this property in?

This property is in the 391 - Cleveland school district.

How long has this property been on the market?

This property has been listed for 11 days.

Listed at

$345,000

$466/sqft

Cape Horn Lake Jefferson

46595 Cape Horn Road, Cleveland, MN, 56017

2 Bedrooms1 Bathroom740 Square Feet0.228 Acres

Days on market11

Year built1960

ParkingAsphalt

TypeResidential

Est. $7,350buyer credit when you buy with SODL

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About this home

Cute and cozy year-round lake cabin with incredible views! The window-filled front room makes the most of the lake setting, while the thoughtful layout offers surprising living space. Room to expand upstairs with existing stairs leading to an open bonus area. Enjoy the grandfathered-in boathouse with electricity and a deck—perfect for fall gatherings and watching the game by the lake! New siding, storage shed, and a peaceful location complete this charming lake retreat.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1960

LevelsOne

Living area740 sqft

Above-grade finished740 sqft

Below-grade finished0 sqft

Lot size0.228 acres (50x157)

Days on market11

ListedSep 14, 2026

MLS #NST7123048

CountyLe Sueur

SubdivisionCape Horn Lake Jefferson

Parcel #015000340

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Forced Air
Cooling: Window Unit(s)
Basement: None · 0 sqft finished

Property

Levels / stories: One
Parking features: Asphalt
Patio & porch: Deck
Exterior features: Wood
Other structures: Boat House, Storage Shed
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 740 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1960

Utilities

Water: Shared System
Sewer: Holding Tank, Septic System Compliant - Yes
Fuel: Natural Gas

Community & HOA

Subdivision: Cape Horn Lake Jefferson
HOA: No HOA
School district: 391 - Cleveland
High school district: Cleveland

Financial & listing details

Annual tax: $2,366 (2026)
Listed: Sep 14, 2026
Days on market: 11
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingWindow Unit(s)

Fireplaces1

DiningEat In Kitchen

AccessibilityNone

Exterior & lot

ExteriorWood

RoofAge Over 8 Years, Asphalt

FoundationSlab

Foundation area740 sqft

Patio/porchDeck

Lot featuresTree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourceShared System

SewerHolding Tank, Septic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAsphalt

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$2,366

Tax year2026

Taxes w/ assessments2366

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District391 - Cleveland

District number391

District phone5079315953

High schoolCleveland

SODL flat fee brokerage

$7,350Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,350

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,125/mo

Principal & interest$1,813

Property taxes$197

Home insurance (est.)$115

Down payment

$69,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.