Listed at
$2,350,000
$301/sqft

Shores of Lake McDonald

4650 Neal Avenue, Stillwater, MN, 55082
5  Bedrooms6  Bathrooms7,819  Square Feet8.75  Acres
Days on market39
Year built1993
Garage spaces7
TypeResidential
Est. $67,500buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Tucked behind a long, private drive and surrounded by mature trees, this stately Georgian Colonial unfolds across 8.75 acres and 725 feet of McDonald Lake shoreline, offering the rare feeling of a true private estate. Here, mornings begin with tranquil views, summer days spill effortlessly onto an expansive deck, and evenings invite lingering with guests in a setting that feels far removed from the everyday. Yet for all its serenity, the property is remarkably connected to the best of the St. Croix Valley. Inside, the home reveals the scale and craftsmanship expected of an estate of this caliber, with soaring proportions, abundant natural light, and beautiful cherry woodwork creating a warm, timeless character. The gracious foyer opens to multiple gathering spaces, from the elegant dining room with wainscoting and fireplace to the formal living room and generous great room, where a brick-surround fireplace anchors relaxed entertaining. A handsome cherry-paneled den offers a quieter retreat, while French doors throughout invite the outdoors in, and a wet bar creates an effortless backdrop for everything from intimate evenings to larger celebrations. The heart of the home is designed around connection. The spacious kitchen, with its ample cabinetry, bar seating, and walk-in pantry flows naturally into the informal dining area and spacious sunroom—another sun-drenched place to gather or simply take in the wooded surroundings. Upstairs, the private Owner’s suite is conceived as a retreat of its own, with a separate sitting area and exquisite views, outfitted walk-in closet, and indulgent en suite. Additional bedroom suites and thoughtfully arranged baths provide comfort and convenience, while the walkout lower-level transforms into an entirely different experience. A dramatic stone fireplace grounds the family room, while the adjacent billiards room, wet bar, cedar-lined four-season porch, and flexible bonus spaces invite recreation, hobbies, and extended gatherings, plus a fifth bedroom with a walk-through ¾ en suite adds versatility. The grounds offer just as much possibility. The sweeping backyard could readily accommodate a pool, while the maintenance-free deck creates a natural stage for lakeside entertaining. A heated three-car attached garage is joined by an impressive four-car detached garage, complete with a bathroom and loft—an exceptional offering for car enthusiasts or creative pursuits. This home is ready for its next chapter, presenting an extraordinary opportunity to bring a fresh vision to an already remarkable foundation. And when you want to venture beyond your private retreat, Stillwater’s amenities, downtown, and the St. Croix River are less than 10 minutes away, with Hwy 36 and I-94 nearby for an easy commute to St Paul and MSP Airport. A rare convergence of privacy, shoreline, scale and potential, this is a property meant to be experienced—and reimagined.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1993
LevelsTwo
Living area7,819 sqft
Above-grade finished5,217 sqft
Below-grade finished2,602 sqft
Lot size8.75 acres (265x973x724x716)
Days on market39
ListedAug 14, 2026
MLS #NST7116415
CountyWashington
SubdivisionShores of Lake McDonald
Parcel #0802920230005

Facts & features

Interior

Bedrooms
5
Bathrooms
6
Bath breakdown
3 full / 1 3/4 / 2 half
Heating
Forced Air, Fireplace(s), Humidifier, Outdoor Boiler, Zoned
Cooling
Central Air, Zoned
Appliances
Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Humidifier, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
7 spaces · 36x22 · 2,621 sqft
Parking features
Attached Garage, Detached Garage, Asphalt, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking, Storage
Patio & porch
Composite Decking, Deck, Patio, Porch, Rear Porch
Exterior features
Stone, Cedar
Fencing
Invisible

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 2,963 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1993

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas

Community & HOA

Subdivision
Shores of Lake McDonald
HOA
No HOA
School district
834 - Stillwater
High school district
Stillwater

Financial & listing details

Annual tax
$13,276 (2026)
Listed
Aug 14, 2026
Days on market
39
Manufactured home
Yes

Interior details

Total bathrooms6
Full baths3
3/4 baths1
Half baths2
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Storage Space, Walkout
HeatingForced Air, Fireplace(s), Humidifier, Outdoor Boiler, Zoned
CoolingCentral Air, Zoned
Fireplaces4
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Humidifier, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Porch, Security System, In-Ground Sprinkler, Sun Room, Tile Floors, Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, 4 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cedar
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area2,963 sqft
Patio/porchComposite Decking, Deck, Patio, Porch, Rear Porch
Lot featuresIrregular Lot, Tree Coverage - Medium
Road frontagePaved Streets, Township
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking, Storage
Garage spaces7
Garage size2,621 sqft

Financial details

Annual taxes$13,276
Tax year2026
Taxes w/ assessments13276
Assessment pendingUnknown
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$67,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $67,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$14,240/mo
Principal & interest$12,350
Property taxes$1,106
Home insurance (est.)$783
%
$470,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4650 Neal Avenue, Stillwater, MN, 55082

Listing information

MLS #NST7116415
StatusActive
Last updatedAug 22, 2026, 3:37 PM
Originally listedAug 20, 2026, 12:00 AM
Listing officeLakes Sotheby's International Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.