
Shores of Lake McDonald
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About this home
Tucked behind a long, private drive and surrounded by mature trees, this stately Georgian Colonial unfolds across 8.75 acres and 725 feet of McDonald Lake shoreline, offering the rare feeling of a true private estate. Here, mornings begin with tranquil views, summer days spill effortlessly onto an expansive deck, and evenings invite lingering with guests in a setting that feels far removed from the everyday. Yet for all its serenity, the property is remarkably connected to the best of the St. Croix Valley. Inside, the home reveals the scale and craftsmanship expected of an estate of this caliber, with soaring proportions, abundant natural light, and beautiful cherry woodwork creating a warm, timeless character. The gracious foyer opens to multiple gathering spaces, from the elegant dining room with wainscoting and fireplace to the formal living room and generous great room, where a brick-surround fireplace anchors relaxed entertaining. A handsome cherry-paneled den offers a quieter retreat, while French doors throughout invite the outdoors in, and a wet bar creates an effortless backdrop for everything from intimate evenings to larger celebrations. The heart of the home is designed around connection. The spacious kitchen, with its ample cabinetry, bar seating, and walk-in pantry flows naturally into the informal dining area and spacious sunroom—another sun-drenched place to gather or simply take in the wooded surroundings. Upstairs, the private Owner’s suite is conceived as a retreat of its own, with a separate sitting area and exquisite views, outfitted walk-in closet, and indulgent en suite. Additional bedroom suites and thoughtfully arranged baths provide comfort and convenience, while the walkout lower-level transforms into an entirely different experience. A dramatic stone fireplace grounds the family room, while the adjacent billiards room, wet bar, cedar-lined four-season porch, and flexible bonus spaces invite recreation, hobbies, and extended gatherings, plus a fifth bedroom with a walk-through ¾ en suite adds versatility. The grounds offer just as much possibility. The sweeping backyard could readily accommodate a pool, while the maintenance-free deck creates a natural stage for lakeside entertaining. A heated three-car attached garage is joined by an impressive four-car detached garage, complete with a bathroom and loft—an exceptional offering for car enthusiasts or creative pursuits. This home is ready for its next chapter, presenting an extraordinary opportunity to bring a fresh vision to an already remarkable foundation. And when you want to venture beyond your private retreat, Stillwater’s amenities, downtown, and the St. Croix River are less than 10 minutes away, with Hwy 36 and I-94 nearby for an easy commute to St Paul and MSP Airport. A rare convergence of privacy, shoreline, scale and potential, this is a property meant to be experienced—and reimagined.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 6
- Bath breakdown
- 3 full / 1 3/4 / 2 half
- Heating
- Forced Air, Fireplace(s), Humidifier, Outdoor Boiler, Zoned
- Cooling
- Central Air, Zoned
- Appliances
- Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Humidifier, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Property
- Levels / stories
- Two
- Garage
- 7 spaces · 36x22 · 2,621 sqft
- Parking features
- Attached Garage, Detached Garage, Asphalt, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking, Storage
- Patio & porch
- Composite Decking, Deck, Patio, Porch, Rear Porch
- Exterior features
- Stone, Cedar
- Fencing
- Invisible
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 2,963 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 1993
Utilities
- Water
- Well
- Sewer
- Private Sewer
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Shores of Lake McDonald
- HOA
- No HOA
- School district
- 834 - Stillwater
- High school district
- Stillwater
Financial & listing details
- Annual tax
- $13,276 (2026)
- Listed
- Aug 14, 2026
- Days on market
- 39
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
4650 Neal Avenue, Stillwater, MN, 55082
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
