Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $999 (2025).

What school district is this property in?

This property is in the 23 - Frazee-Vergas school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 112 days.

Listed at

$349,000

$249/sqft

465 Oak Circle

465 Oak Circle, Vergas, MN, 56587

3 Bedrooms2 Bathrooms1,400 Square Feet3.2 Acres

Days on market112

Year built2025

Garage spaces2

TypeResidential

Est. $7,470buyer credit when you buy with SODL

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About this home

NEW CONSTRUCTION ON STUNNING LOT. 3 bedroom – 2 bathroom – 1400 sq ft – 2 stall attached garage – 3.2 acres. **Located in Lawrence Lake neighborhood of Vergas, this new home sits on a beautiful 3+ acre wooded lot just off the cul-de-sac. Main floor living, kitchen island, open concept, gorgeous views & room enough to add a detached garage to top off this perfect package. Whether downsizing or stepping into home ownership this new home is just the spot. Adding to the charm is the close proximity to the community of Vergas. Utilizing county incentives, income guidelines do apply - inquire for details. Financing assistance programs can be stacked. Equal housing opportunity.**

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2025

LevelsOne

Living area1,400 sqft

Above-grade finished1,400 sqft

Below-grade finished0 sqft

Lot size3.2 acres (irr)

Days on market112

ListedMar 16, 2026

New constructionYes

MLS #NST7037444

CountyOtter Tail

Parcel #82000990313000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 2 spaces · 24x26 · 624 sqft
Parking features: Attached Garage
Exterior features: Vinyl
Lot size: 3.2 acres
Lot dimensions: irr

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,400 sqft
Roof: Asphalt
New construction: Yes
Year built: 2025

Utilities

Water: Well
Sewer: None
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 23 - Frazee-Vergas
High school district: Frazee-Vergas

Financial & listing details

Annual tax: $999 (2025)
Listed: Mar 16, 2026
Days on market: 112 · 123 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air

LaundryLaundry Closet, Main Level

AppliancesDishwasher, Range, Refrigerator, Stainless Steel Appliances

DiningKitchen/Dining Room, Living/Dining Room

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationSlab

Foundation area1,400 sqft

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerNone

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size624 sqft

Financial details

Annual taxes$999

Tax year2025

Taxes w/ assessments999

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNot Disclosed

Short saleNo

ForeclosureNo

Schools

District23 - Frazee-Vergas

District number23

District phone2183343181

High schoolFrazee-Vergas

SODL flat fee brokerage

$7,470Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,470

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,034/mo

Principal & interest$1,834

Property taxes$83

Home insurance (est.)$116

Down payment

$69,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.