Sold / Closed
$205,000

Sold price · Closed Oct 20, 2025

$93/sqft

Hudson Road Gardens

465 Ruth Street N, Saint Paul, MN, 55119
3  Bedrooms2  Bathrooms1,816  Square Feet0.1  Acres
Days on market2
Year built1960
Garage spaces2
TypeResidential
Est. $2,070buyer credit when you buy with SODL

About this home

Located just one minute from Hwy 94 and directly across from a park, this home offers both convenience and potential. The roof was redone in 2012. Natural hardwood floors lie beneath the carpet on the main level, ready to be uncovered and restored. With three bedrooms all on one level, this layout is both practical and inviting. The lower level features a full bar with stools included, perfect for entertaining. Both bathrooms are ready for new vanities and updated plumbing, giving you the chance to add your own style. A partially fenced yard adds outdoor flexibility, while plenty of storage space throughout ensures room for everything. With its great location and strong foundation, this property is a wonderful opportunity to create a home that truly fits your vision.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1960
LevelsOne
Living area1,816 sqft
Above-grade finished1,148 sqft
Below-grade finished668 sqft
Lot size0.1 acres (55x136)
Days on market2
ListedSep 18, 2025
MLS #NST6791388
CountyRamsey
SubdivisionHudson Road Gardens
Parcel #352922310005

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories
One
Garage
2 spaces · 23x21 · 483 sqft
Parking features
Detached Garage, Concrete, Garage Door Opener
Patio & porch
Deck
Exterior features
Stone, Stucco
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
None · 1,148 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
1960

Utilities

Water
City Water/Connected
Sewer
City Sewer - In Street
Fuel
Natural Gas
Electric
Fuses

Community & HOA

Subdivision
Hudson Road Gardens
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$3,898.38 (2025)
Tax with assessments
4114
Listed
Sep 18, 2025
Days on market
2
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Finished, Full, Storage Space
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Laundry Room, Sink, Washer Hookup
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesDeck, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Stucco
RoofAge Over 8 Years, Asphalt, Pitched
FoundationNone
Foundation area1,148 sqft
Patio/porchDeck
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer - In Street
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener
Garage spaces2
Garage size483 sqft

Financial details

Annual taxes$3,898.38
Tax year2025
Taxes w/ assessments4114
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$2,070Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,070

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,269/mo
Principal & interest$888
Property taxes$325
Home insurance (est.)$56
%
$33,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

465 Ruth Street N, Saint Paul, MN, 55119

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Listing information

MLS #NST6791388
StatusClosed
Last updatedOct 20, 2025, 6:05 PM
Originally listedSep 21, 2025, 12:00 AM
Listing officeKeller Williams Premier Realty
Co-listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.