Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,157.72 (2026).

What school district is this property in?

This property is in the 535 - Rochester school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 1 day.

Listed at

$399,900

$205/sqft

Diamond Ridge 18th

4640 Ruby Lane NW, Rochester, MN, 55901

4 Bedrooms2 Bathrooms1,952 Square Feet0.17 Acres

Days on market1

Year built2001

Garage spaces2

TypeResidential

Est. $8,997buyer credit when you buy with SODL

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About this home

*PRE-INSPECTED* Located in a cul-de-sac AND backing up to a city park this fantastic 4 bed, 2 bath, 1-owner home checks all the boxes! Extensive renovations in 2016 include hardwood floors, carpet, many windows, patio door, kitchen cabinets, countertops, appliances, mechanicals, washer and dryer, roof, siding, deck and professional landscaping. Items to stay with the home include gas fire table and chairs, gas grill and kitchen barstools.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2001

LevelsSplit Entry (Bi-Level)

Living area1,952 sqft

Above-grade finished988 sqft

Below-grade finished964 sqft

Lot size0.17 acres (62x125)

Days on market1

ListedOct 2, 2026

MLS #NST7153915

CountyOlmsted

SubdivisionDiamond Ridge 18th

Parcel #742934062150

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 528 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Deck
Exterior features: Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 988 sqft
Roof: Age 8 Years or Less
Year built: 2001

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Diamond Ridge 18th
HOA: No HOA
School district: 535 - Rochester
High school district: Rochester

Financial & listing details

Annual tax: $4,157.72 (2026)
Tax with assessments: 4212
Listed: Oct 2, 2026
Days on market: 1
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Full, Sump Basket, Sump Pump

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLower Level

AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationPoured Concrete

Foundation area988 sqft

Patio/porchDeck

Lot featuresTree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$4,157.72

Tax year2026

Taxes w/ assessments4212

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District535 - Rochester

District number535

District phone5073283000

High schoolRochester

SODL flat fee brokerage

$8,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,581/mo

Principal & interest$2,102

Property taxes$346

Home insurance (est.)$133

Down payment

$79,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.