Listed at
$399,900
$205/sqft

Diamond Ridge 18th

4640 Ruby Lane NW, Rochester, MN, 55901
4  Bedrooms2  Bathrooms1,952  Square Feet0.17  Acres
Days on market1
Year built2001
Garage spaces2
TypeResidential
Est. $8,997buyer credit when you buy with SODL
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About this home

*PRE-INSPECTED* Located in a cul-de-sac AND backing up to a city park this fantastic 4 bed, 2 bath, 1-owner home checks all the boxes! Extensive renovations in 2016 include hardwood floors, carpet, many windows, patio door, kitchen cabinets, countertops, appliances, mechanicals, washer and dryer, roof, siding, deck and professional landscaping. Items to stay with the home include gas fire table and chairs, gas grill and kitchen barstools.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2001
LevelsSplit Entry (Bi-Level)
Living area1,952 sqft
Above-grade finished988 sqft
Below-grade finished964 sqft
Lot size0.17 acres (62x125)
Days on market1
ListedOct 2, 2026
MLS #NST7153915
CountyOlmsted
SubdivisionDiamond Ridge 18th
Parcel #742934062150

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 528 sqft
Parking features
Attached Garage, Concrete
Patio & porch
Deck
Exterior features
Vinyl
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 988 sqft
Roof
Age 8 Years or Less
Year built
2001

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Diamond Ridge 18th
HOA
No HOA
School district
535 - Rochester
High school district
Rochester

Financial & listing details

Annual tax
$4,157.72 (2026)
Tax with assessments
4212
Listed
Oct 2, 2026
Days on market
1
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Sump Basket, Sump Pump
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationPoured Concrete
Foundation area988 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$4,157.72
Tax year2026
Taxes w/ assessments4212
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District535 - Rochester
District number535
District phone5073283000
High schoolRochester
SODL flat fee brokerage
$8,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,581/mo
Principal & interest$2,102
Property taxes$346
Home insurance (est.)$133
%
$79,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4640 Ruby Lane NW, Rochester, MN, 55901

Listing information

MLS #NST7153915
StatusActive
Last updatedOct 3, 2026, 10:09 AM
Originally listedOct 2, 2026, 9:17 AM
Listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.