Listed at
$435,000
$224/sqft

4637 169th Lane

4637 169th Lane, Ham Lake, MN, 55304
3  Bedrooms2  Bathrooms1,942  Square Feet2.05  Acres
Days on market34
Year built1990
Garage spaces4
TypeResidential
Est. $10,050buyer credit when you buy with SODL
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About this home

Incredible home set on 2.05 private acres surrounded by beautiful mature trees, offering expansive green space, a heated, oversized 3-stall garage, detached extra garage, and above-ground pool. Inside, the inviting main level features a vaulted front living room with a bay window, main level laundry, and a spacious kitchen with abundant cabinet and counter space, breakfast bar seating, and a kitchen window overlooking the backyard. The informal dining area walks out to the deck, creating the perfect setup for entertaining and outdoor enjoyment. Upstairs, you’ll find two nicely sized bedrooms and a large full bathroom with generous counter space and a linen closet. The walkout lower level offers a cozy family room with a wood-burning fireplace and brick surround, an additional bedroom, 3/4 bathroom, and direct access to the backyard and patio space. With incredible year-round privacy, mature landscaping, and plenty of room to enjoy every season, this property offers peaceful acreage living while still being conveniently close to nearby amenities.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1990
LevelsModified Two Story
Living area1,942 sqft
Above-grade finished1,282 sqft
Below-grade finished660 sqft
Lot size2.05 acres (199x426x199x429)
Days on market34
ListedMay 28, 2026
MLS #NST7080149
CountyAnoka
Parcel #123223130022

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Modified Two Story
Garage
4 spaces · 34x29 · 950 sqft
Parking features
Attached Garage, Carport, Asphalt, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Covered, Front Porch, Patio
Exterior features
Stone, Cedar, Steel Siding, Wood
Pool
Above Ground, Outdoor

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Brick/Mortar · 1,440 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
1990

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
831 - Forest Lake
High school district
Forest Lake

Financial & listing details

Annual tax
$3,771 (2026)
Listed
May 28, 2026
Days on market
34 · 13 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Crawl Space, Daylight/Lookout Windows, Drain Tiled, Finished, Storage Space, Sump Basket, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Porch, Skylight, Tile Floors, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

ExteriorStone, Cedar, Steel Siding, Wood
RoofAge Over 8 Years, Asphalt, Pitched
FoundationBrick/Mortar
Foundation area1,440 sqft
Patio/porchCovered, Front Porch, Patio
Lot featuresCorner Lot
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Carport, Asphalt, Finished Garage, Heated Garage, Insulated Garage
Garage spaces4
Garage size950 sqft

Financial details

Annual taxes$3,771
Tax year2026
Taxes w/ assessments3771
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District831 - Forest Lake
District number831
District phone6519828103
High schoolForest Lake
SODL flat fee brokerage
$10,050Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,050

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,745/mo
Principal & interest$2,286
Property taxes$314
Home insurance (est.)$145
%
$87,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4637 169th Lane, Ham Lake, MN, 55304

Listing information

MLS #NST7080149
StatusClosed
Last updatedJul 2, 2026, 7:49 PM
Originally listedMay 28, 2026, 12:34 PM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.