Listed at
$364,900
$260/sqft

Waters Edge At Don Lake 4th Add

4631 9th Street, Saint Cloud, MN, 56304
3  Bedrooms2  Bathrooms1,401  Square Feet0.254  Acres
Days on market488
Year built2025
Garage spaces3
HOA / month$287
TypeResidential
Est. $7,947buyer credit when you buy with SODL
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About this home

New construction rambler by local builder, Heartland Homes! Thoughtfully designed and beautifully finished, this home backs up to a serene wetland and wooded area, offering a private backyard setting you’ll love! Inside, the open concept main level features vaulted ceilings, neutral finishes, and all on one level living with 3 bedrooms, 2 bathrooms and main level laundry! The kitchen is a standout with quartz countertops, tile backsplash, a center island, painted cabinets and is nice and open to the vaulted dining space. The primary suite includes a private ¾ bath with a dual sink vanity, and a large walk-in closet! The walkout lower level is unfinished, offering plenty of room to expand. Outside, the concrete driveway, insulated and sheetrocked garage, and peaceful views complete this home! Sherwin Williams Origami White throughout! Located in the highly sought after Waters Edge neighborhood of St Cloud! Enjoy miles of trails throughout the neighborhood and a neighborhood park just behind the home! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!

View this property at

Date
Apr 4, 2026
Time
5pm – 8pm
Address
4631 9th Street, Saint Cloud, MN, 56304

Listed By: eXp Realty • NST6729499 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2025
LevelsOne
Living area1,401 sqft
Above-grade finished1,401 sqft
Below-grade finished0 sqft
Lot size0.254 acres (88x135x73x138)
Days on market488
ListedMay 28, 2025
New constructionYes
MLS #NST6729499
CountyBenton
SubdivisionWaters Edge At Don Lake 4th Add
Parcel #170220600

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories
One
Garage
3 spaces · 735 sqft
Parking features
Attached Garage, Concrete, Insulated Garage
Lot size
0.254 acres
Lot dimensions
88x135x73x138
Accessibility
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
1,401 sqft
Builder
HEARTLAND ACRES INC
New construction
Yes
Year built
2025

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Waters Edge At Don Lake 4th Add
HOA
$287/annual
HOA name
First Service Residential Minnesota
HOA phone
9526419355
HOA includes
Professional Mgmt
School district
Sauk Rapids-Rice

Financial & listing details

Annual tax
$268 (2025)
Listed
May 28, 2025
Days on market
488
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementUnfinished, Walkout
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Microwave, Range, Refrigerator
DiningInformal Dining Room
AmenitiesKitchen Center Island, Main Floor Primary Bedroom
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

Foundation area1,401 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Insulated Garage
Garage spaces3
Garage size735 sqft

Financial details

Annual taxes$268
Tax year2025
Taxes w/ assessments268
Assessment pendingNo
HOA fee$287
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1762
District phone3202534703
High schoolSauk Rapids-Rice
SODL flat fee brokerage
$7,947Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,947

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,349/mo
Principal & interest$1,918
Property taxes$22
Home insurance (est.)$122
HOA fees$287
%
$72,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4631 9th Street, Saint Cloud, MN, 56304

Listing information

MLS #NST6729499
StatusActive
Last updatedApr 1, 2026, 2:48 PM
Originally listedMay 29, 2025, 2:59 PM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.