Does this property have an HOA?

Yes. The HOA fee is $120 per month.

What are the annual property taxes?

Annual property taxes are $690 (2026).

What school district is this property in?

This property is in the 473 - Isle school district.

How long has this property been on the market?

This property was listed for 114 days.

Pending

$99,900

$250/sqft

Breakwater Resort Cic 34

46019 Highway 47 #5, Isle, MN, 56342

1 Bedrooms1 Bathroom400 Square Feet0.022 Acres

Days on market114

Year built2006

ParkingStorage

HOA / month$120

TypeResidential

About this home

Price improvement! Come home this summer! Beautiful Park model on lot #5 at Sunset Bay Resort in Isle on Lake Mille Lacs prime lot close to the water! The sellers have put in new air conditioner in 2023, New flooring in the Living room, Dining and Kitchen. A beautiful backsplash all new window treatments and some lighting. The living room has 2 new couches with pull out beds. Outside you will find the Grill, table and chairs and the gated park has a community room with game room, laundry facilities, fish cleaning station, bathhouse, child play area and a marina in a protected harbor! There is a clean sandy beach to enjoy and watch the amazing sunsets!! The association dues are $120.00 per month. Come enjoy the amazing activities in the Mille Lacs Lakes area!!!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2006

LevelsOne

Living area400 sqft

Above-grade finished400 sqft

Below-grade finished0 sqft

Lot size0.022 acres (common)

Days on market114

ListedMay 28, 2026

MLS #NST7081967

CountyMille Lacs

SubdivisionBreakwater Resort Cic 34

Parcel #051300050

Facts & features

Interior

Bedrooms: 1
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Exhaust Fan, Microwave, Range, Refrigerator

Property

Levels / stories: One
Parking features: Storage
Patio & porch: Deck
Exterior features: Vinyl
Other structures: Storage Shed
View: Bay, Lake, Panoramic, West

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Combination · 400 sqft
Roof: Asphalt
Year built: 2006

Utilities

Water: Shared System
Sewer: Shared Septic
Fuel: Electric, Propane
Electric: Circuit Breakers

Community & HOA

Subdivision: Breakwater Resort Cic 34
HOA: $120/month
HOA name: Brakers of Sunset Bay
HOA phone: 5073040185
HOA includes: Beach Access, Building Exterior, Controlled Access, Dock, Internet, Lawn Care, Maintenance Grounds, Parking, Recreation Facility, Sanitation, Sewer, Shared Amenities, Water
HOA amenities: Beach, Boat Slip, Laundry, Deck, Dock, Patio

Financial & listing details

Annual tax: $690 (2026)
Listed: May 28, 2026
Days on market: 114 · 392 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryCommon Area

AppliancesExhaust Fan, Microwave, Range, Refrigerator

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Patio, Boat Slip, Vaulted Ceiling(s)

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationCombination

Foundation area400 sqft

Patio/porchDeck

Road frontagePaved Streets, Highway

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceShared System

SewerShared Septic

FuelElectric, Propane

Parking & garage

ParkingStorage

Garage spaces0

Financial details

Annual taxes$690

Tax year2026

Taxes w/ assessments690

Assessment pendingNo

HOA fee$120

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District473 - Isle

District number473

District phone3206763146

High schoolIsle

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $2,997Your buyer credit $0

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

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Estimated monthly payment

$736/mo

Principal & interest$525

Property taxes$58

Home insurance (est.)$33

HOA fees$120

Down payment

$19,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.