Listed at
$549,900
$270/sqft

45587 US Highway 169

45587 US Highway 169, Onamia, MN, 56359
5  Bedrooms3  Bathrooms2,040  Square Feet0.34  Acres
Days on market20
Year built2020
Garage spaces6
TypeResidential
Est. $13,497buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Stunning, custom 2020 built barn-dominium on the west side of Mille Lacs Lake, offering 5 bedrooms, 3 baths, and high-end finishes throughout and comes fully furnished! Enjoy 2040 sq ft of beautifully designed living space with in-floor heat, central air, and an on-demand water heater/boiler. The kitchen features hickory custom cabinetry, granite countertops, stainless steel appliances, and a large butcher-block island. The main-floor primary suite includes a pass-through walk-in closet, private bath, and direct access to a deck overlooking a peaceful pond. The attached 37×60 garage is heated and insulated and is a standout—over 2200 sq ft with 16+ ft ceilings, epoxy floors, floor drains, wet bar, ½ bath, in-floor heat and a 30-amp RV plug. Perfect for entertaining, storage, or hobby space. Set on a .38-acre landscaped lot, this home offers a stamped concrete patio, front porch with lake views, and tall pines for added privacy. A beautiful sandy swimming beach sits directly across the road. All the benefits of lake living without lakefront taxes. There are so many more features to this distinctive property, it's a must see! Excellent potential for short-term rental / Airbnb / VRBO. A rare opportunity—don’t miss it.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built2020
LevelsOne and One Half
Living area2,040 sqft
Above-grade finished2,040 sqft
Below-grade finished0 sqft
Lot size0.34 acres (75x200)
Days on market20
ListedMay 21, 2026
MLS #NST7078150
CountyMille Lacs
Parcel #091180500

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
6 spaces · 2,220 sqft
Parking features
Attached Garage, Gravel, Concrete, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Deck
Exterior features
Steel Siding
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 1,020 sqft
Roof
Age 8 Years or Less, Metal, Pitched
Year built
2020

Utilities

Water
4-Inch Submersible, Drilled, Private, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
480 - Onamia
High school district
Onamia

Financial & listing details

Annual tax
$2,377 (2026)
Tax with assessments
2392
Listed
May 21, 2026
Days on market
20 · 11 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementNone
HeatingForced Air, In-Floor Heating
CoolingCentral Air
LaundryGas Dryer Hookup, Main Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned
DiningEat In Kitchen
AmenitiesCable, Ceiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Security System, Washer/Dryer Hookup, Walk-In Closet
AccessibilityDoors 36"+
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorSteel Siding
RoofAge 8 Years or Less, Metal, Pitched
FoundationSlab
Foundation area1,020 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light
Road frontagePaved Streets, Highway
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Gravel, Concrete, Finished Garage, Heated Garage, Insulated Garage
Garage spaces6
Garage size2,220 sqft

Financial details

Annual taxes$2,377
Tax year2026
Taxes w/ assessments2392
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District480 - Onamia
District number480
District phone3205324174
High schoolOnamia
SODL flat fee brokerage
$13,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,271/mo
Principal & interest$2,890
Property taxes$198
Home insurance (est.)$183
%
$109,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

45587 US Highway 169, Onamia, MN, 56359

Comparable homes

Listing information

MLS #NST7078150
StatusClosed
Last updatedJun 18, 2026, 7:27 PM
Originally listedMay 28, 2026, 12:00 AM
Listing officeKeller Williams Realty Professionals

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.