Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,178 (2026).

What school district is this property in?

This property is in the 139 - Rush City school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 13 days.

Listed at

$475,000

$181/sqft

45495 Holman Avenue

45495 Holman Avenue, Harris, MN, 55032

4 Bedrooms3 Bathrooms2,625 Square Feet40.129 Acres

Days on market13

Year built1907

Garage spaces1

TypeResidential

Est. $11,250buyer credit when you buy with SODL

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About this home

Your opportunity is here! Own 40 acres and a very cool house with outbuildings in a great location! The house has so much character for you to appreciate you won't want to leave. Front and back staircases to the upper level to access large primary suite on upper level with 3 other good sized bedrooms and an additional upper level bath. Main floor has large living room, dining room with an abundance of windows to enjoy the outdoors. Cute kitchen, half bath, cozy den and huge family room make up the rest of the main floor. Basement is in good shape with interior and exterior access. This setting is so charming you wont want to leave! House situated on a super yard with outbuildings surrounded by fields for crops or pasture. Easy access location yet far enough out for precious privacy we all seek. Make your appointment today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1907

LevelsTwo

Living area2,625 sqft

Above-grade finished2,625 sqft

Below-grade finished0 sqft

Lot size40.129 acres (1320x1320)

Days on market13

ListedApr 5, 2026

MLS #NST7049006

CountyChisago

Parcel #090055500

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 1/4
Heating: Baseboard, Boiler, Hot Water
Cooling: Wall Unit(s)
Appliances: Dishwasher, Dryer, Fuel Tank - Owned, Range, Refrigerator, Washer, Water Softener Rented

Property

Levels / stories: Two
Garage: 1 space · 360 sqft
Parking features: Detached Garage
Patio & porch: Covered, Front Porch
Exterior features: Steel Siding
Other structures: Granary, Pole Building, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame, Stone
Foundation: Block · 1,400 sqft
Roof: Age Over 8 Years, Asphalt, Pitched
Year built: 1907

Utilities

Water: Well
Sewer: Private Sewer
Fuel: Propane
Electric: 100 Amp Service

Community & HOA

HOA: No HOA
School district: 139 - Rush City
High school district: Rush City

Financial & listing details

Annual tax: $3,178 (2026)
Listed: Apr 5, 2026
Days on market: 13 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths0

1/4 baths1

BasementBlock, Partial, Unfinished

HeatingBaseboard, Boiler, Hot Water

CoolingWall Unit(s)

Fireplaces1

LaundryIn Basement

AppliancesDishwasher, Dryer, Fuel Tank - Owned, Range, Refrigerator, Washer, Water Softener Rented

DiningInformal Dining Room

AccessibilityNone

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years, Asphalt, Pitched

FoundationBlock

Foundation area1,400 sqft

Patio/porchCovered, Front Porch

Lot featuresSuitable for Horses, Tillable, Tree Coverage - Light

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningAgriculture

Utilities

Water sourceWell

SewerPrivate Sewer

FuelPropane

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size360 sqft

Financial details

Annual taxes$3,178

Tax year2026

Taxes w/ assessments3178

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District139 - Rush City

District number139

District phone3203584855

High schoolRush City

SODL flat fee brokerage

$11,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,919/mo

Principal & interest$2,496

Property taxes$265

Home insurance (est.)$158

Down payment

$95,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.