Sold / Closed
$260,000

Sold price · Closed Aug 7, 2026

$169/sqft

Ackerman Terrace

4543 Margaret Street, White Bear Twp, MN, 55110
2  Bedrooms2  Bathrooms1,536  Square Feet0.117  Acres
Days on market8
Year built1983
Garage spaces2
HOA / month$250
TypeResidential
Est. $4,800buyer credit when you buy with SODL

About this home

Steps away from White Bear Lake, this townhome has a phenomenal location just minutes from any spot in White Bear. Enjoy walking trails, White Bear Lake, restaurants, breweries, White Bear Schools and more-- all practically in your backyard! This 2 bedroom, 2 bathroom home has a great open layout and has been well maintained and cared for. Cozy up by the basement fireplace in cool MN months. Make the most of MN summer on your side yard and enjoy cooking dinner with loved ones in this updated kitchen and nights on your deck. The upper level has a large master bedroom and many updates throughout. Every box has been checked and then some!

Contact us

Home facts

Property typeResidential
Property subtype(TH) Quad/4 Corners
Year built1983
LevelsSplit Entry (Bi-Level)
Living area1,536 sqft
Above-grade finished1,078 sqft
Below-grade finished458 sqft
Lot size0.117 acres (52 x 98)
Days on market8
ListedJun 24, 2026
MLS #NST7097019
CountyRamsey
SubdivisionAckerman Terrace
Parcel #223022120002

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 368 sqft
Parking features
Attached Garage
Patio & porch
Deck, Patio
Exterior features
Vinyl
Fencing
None

Construction

Property type
Residential
Property subtype
(TH) Quad/4 Corners
Foundation
Block · 1,078 sqft
Roof
Asphalt
Year built
1983

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Ackerman Terrace
HOA
$250/month
HOA name
Ackerman Terrace Homeowners Association
HOA phone
6514296947
HOA includes
Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt
School district
624 - White Bear Lake

Financial & listing details

Annual tax
$2,848 (2026)
Listed
Jun 24, 2026
Days on market
8
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesDeck, Primary Bedroom Walk-In Closet, Patio, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationBlock
Foundation area1,078 sqft
Patio/porchDeck, Patio
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size368 sqft

Financial details

Annual taxes$2,848
Tax year2026
Taxes w/ assessments2848
Assessment pendingNo
HOA fee$250
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$4,800Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,800

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,940/mo
Principal & interest$1,366
Property taxes$237
Home insurance (est.)$87
HOA fees$250
%
$52,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4543 Margaret Street, White Bear Twp, MN, 55110

Listing information

MLS #NST7097019
StatusClosed
Last updatedAug 10, 2026, 2:29 PM
Originally listedJun 24, 2026, 6:53 AM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.