Does this property have an HOA?

Yes. The HOA fee is $1,300 per month.

What are the annual property taxes?

Annual property taxes are $7,309 (2026).

What school district is this property in?

This property is in the 31 - Bemidji school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 126 days.

Listed at

$565,000

$259/sqft

Royal Bay Twnhms

4524 Birchmont Drive #4, Bemidji, MN, 56601

3 Bedrooms3 Bathrooms2,182 Square Feet0.09 Acres

Days on market126

Year built2001

Garage spaces2

HOA / month$1,300

TypeResidential

Est. $13,950buyer credit when you buy with SODL

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About this home

Experience the ultimate in lakeside living with this stunning 2-story, 3-bedroom, 3-bathroom town home on beautiful Lake Bemidji. Designed for modern comfort, this property offers the highly sought-after convenience of one-level living alongside breathtaking water views. Step inside to a bright, open great room featuring a dramatic vaulted, double-height ceiling and a cozy gas-burning fireplace—the perfect centerpiece for crisp Minnesota evenings. The entire home has been freshly painted and features completely updated bathrooms throughout. At the heart of the home is an updated kitchen boasting premium quartz countertops, under cabinet lighting, soft-close cabinetry, and brand-new appliances. Unwind in the spectacular lakeside primary bedroom, complete with a fully updated private ensuite bath and serene wake-up views of the lake. Complete all of this with an attached 2 stall garage and a large lakeside patio for your outdoor entertainment and you just can’t ask for much more! Association Highlights: 475' of premium level shoreline access to sandy bottom swimming and an expansive green space. Includes access to two docks, featuring brand-new docks purchased just last year. Bring your own lift. A professional shoreline restoration project was completed in 2022, ensuring eco-friendly stability and beauty and there is a bonus lot ~ an extra lot across the street featuring additional garages, perfect for boat and toy storage, with the exciting potential to build your own garage in the future. Enjoy a turnkey, lock-and-leave lifestyle right on the shores of Lake Bemidji!

View this property at

Date

Sep 6, 2026

Time

6pm – 8pm

Address

4524 Birchmont Drive #4, Bemidji, MN, 56601

+1 more open house date

Listed By: Lake-N-Woods Realty • NST7077881 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2001

LevelsTwo

Living area2,182 sqft

Above-grade finished2,182 sqft

Below-grade finished0 sqft

Lot size0.09 acres (36x110)

Days on market126

ListedMay 22, 2026

MLS #NST7077881

CountyBeltrami

SubdivisionRoyal Bay Twnhms

Parcel #800679600

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 20x22 · 440 sqft
Parking features: Attached Garage, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch: Patio
Exterior features: Steel Siding
View: East, Lake, Panoramic

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Construction materials: Frame
Foundation: Slab · 1,244 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2001

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Royal Bay Twnhms
HOA: $1,300/quarter
HOA name: Royal Bay Townhomes Association
HOA phone: 2185567121
HOA includes: Beach Access, Building Exterior, Dock, Hazard Insurance, Lawn Care, Maintenance Grounds, Parking, Shared Amenities, Snow Removal
HOA amenities: Beach, Dock

Financial & listing details

Annual tax: $7,309 (2026)
Tax with assessments: 7500
Listed: May 22, 2026
Days on market: 126
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

AccessibilityDoors 36"+, Door Lever Handles, No Stairs External, Partially Wheelchair

Special featuresAll Living Facilities on One Level, Main Floor Primary, Primary Bdr Suite

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years, Asphalt

FoundationSlab

Foundation area1,244 sqft

Patio/porchPatio

Lot featuresAccessible Shoreline

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Finished Garage, Garage Door Opener, Insulated Garage

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$7,309

Tax year2026

Taxes w/ assessments7500

Assessment pendingNo

HOA fee$1,300

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District31 - Bemidji

District number31

District phone2183333100

High schoolBemidji

SODL flat fee brokerage

$13,950Estimated buyer credit

SODL platform fee $3,000Your buyer credit $13,950

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,067/mo

Principal & interest$2,969

Property taxes$609

Home insurance (est.)$188

HOA fees$1,300

Down payment

$113,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.