Sold / Closed
$431,000

Sold price · Closed Jul 9, 2026

$214/sqft

Ramaleys Park, White Bear, Lak

4523 Lincoln Avenue, White Bear Lake, MN, 55110
3  Bedrooms2  Bathrooms1,985  Square Feet0.172  Acres
Days on market16
Year built1889
Garage spaces2
TypeResidential
Est. $9,750buyer credit when you buy with SODL

About this home

Enjoy the best of White Bear Lake living in this beautifully updated home just steps from downtown. Rich in character and history, this property offers panoramic lake views, hardwood floors, multiple fireplaces, and timeless architectural details throughout. The thoughtfully renovated kitchen opens seamlessly to the dining and living spaces, creating an inviting layout ideal for everyday living and entertaining. Upstairs, you'll find three bedrooms, including a spacious primary suite featuring a walk-in closet and private deck overlooking the lake. Relax on the welcoming front porch, entertain on the rear patio, or enjoy the privacy of the beautifully landscaped backyard. An oversized two-car garage and unbeatable walkability to downtown shops, restaurants, parks, and the lake complete this exceptional opportunity.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1889
LevelsTwo
Living area1,985 sqft
Above-grade finished1,985 sqft
Below-grade finished0 sqft
Lot size0.172 acres (50x162x37x26x137)
Days on market16
ListedJun 4, 2026
MLS #NST7085570
CountyRamsey
SubdivisionRamaleys Park, White Bear, Lak
Parcel #233022210041

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 24x22 · 528 sqft
Parking features
Detached Garage, Garage Door Opener
Patio & porch
Deck, Front Porch, Patio
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame, Stone
Foundation
Stone · 240 sqft
Roof
Architectural Shingle, Asphalt, Pitched
Year built
1889

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Ramaleys Park, White Bear, Lak
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,670 (2025)
Listed
Jun 4, 2026
Days on market
16 · 151 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementPartial
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryElectric Dryer Hookup, Main Level, Washer Hookup
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
DiningBreakfast Area, Eat In Kitchen, Informal Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofArchitectural Shingle, Asphalt, Pitched
FoundationStone
Foundation area240 sqft
Patio/porchDeck, Front Porch, Patio
Road frontagePaved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Garage Door Opener
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$4,670
Tax year2025
Taxes w/ assessments4670
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$9,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,764/mo
Principal & interest$2,234
Property taxes$389
Home insurance (est.)$142
%
$85,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4523 Lincoln Avenue, White Bear Lake, MN, 55110

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Listing information

MLS #NST7085570
StatusClosed
Last updatedJul 10, 2026, 4:41 PM
Originally listedJun 6, 2026, 12:00 AM
Listing officeKeller Williams Premier Realty
Co-listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.