Victor Gardens
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About this home
Build your custom dream home in the sought-after Victor Gardens community in Hugo. This impressive two-story floor plan features a bright open-concept, an expansive four-bedroom layout, and a bonus room. Every detail of this home has been thoughtfully considered, offering a standard level of finish that other builders typically reserve for expensive upgrades. Exterior & Utility- Among the many things included are fully insulated 3-car garage, premium Hardie siding on all four sides, and durable, low-maintenance Trex decking on the front and side porches. You also have your choice of elegant black or white windows. Main Living Areas- Inside, the living spaces feature elite architectural enhancements such as a striking box vaulted ceiling with custom decorative wood beams, stained 4’ newel post with wrought iron spindled railings, luxury vinyl floors, and a dramatic floor-to-ceiling fireplace. Kitchen-The kitchen offers superior functionality and design with cabinets that extend all the way to the ceiling, beautiful 3 cm quartz countertops, a classic farmhouse sink, and a stylish wood exhaust hood. Bathrooms- The bathrooms are finished with quartz counters, and the primary bath includes a tile/glass shower and a separate soaking tub. See the supplements for a complete list of all the amazing included features and elite upgrades! This home can be personalized to your wishes! Please note that the displayed home is a past example and includes some additional upgrades. You'll love the location, situated directly across the street from Val Jean Park. Residents enjoy access to fantastic amenities, including a rec center, pool, trails, tennis courts, and parks!
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 1/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Property
- Levels / stories
- Two
- Garage
- 3 spaces · 23x34.3 · 788 sqft
- Parking features
- Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
- Pool
- Below Ground, Outdoor Pool, Shared
- Fencing
- None
- Lot size
- 0.23 acres
Construction
- Property type
- Residential
- Property subtype
- Single Family Residence
- Construction materials
- Fiber Cement
- Foundation
- 1,096 sqft
- Roof
- Age 8 Years or Less, Architectural Shingle
- Builder
- PRAIRIE HOMES LIMITED LIABILITY COMPANY
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Electric
- Circuit Breakers
Community & HOA
- Subdivision
- Victor Gardens
- HOA
- $317/quarter
- HOA name
- Associa MN
- HOA phone
- 763-225-6400
- HOA includes
- Professional Mgmt, Recreation Facility, Trash, Shared Amenities
- School district
- White Bear Lake
Financial & listing details
- Annual tax
- $1,450 (2025)
- Tax with assessments
- 1450.0000
- Listed
- Oct 31, 2025
- Days on market
- 332 · 188 cumulative
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
4520 Cosette Lane, Hugo, MN, 55038
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
