
4488 Agency Bay Road
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About this home
njoy stunning lake access to Agency Bay of Leech Lake from this well-maintained 3-bedroom, 2-bath home on 1.12 acres, directly across from Chippewa National Forest—ideal for outdoor recreation. The open-concept layout features tongue-and-groove accents, a modern kitchen with stainless steel appliances, a spacious primary suite, one-level living throughout and more! A 34’ x 36’ detached garage includes a heated woodshop area with a wood stove. Association amenities include an assigned boat slip in the newly rebuilt (2025) harbor, a sugar-sand beach, reservable beach house, private boat launch, and ATV/walking trail to the lake. A golf cart and boat lift can also be included! Located just 10 miles from Walker with easy boating access to town AND the main lake, this property is perfect as a year-round home or lake cabin retreat!
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- One
- Garage
- 2 spaces · 34x36 · 1,224 sqft
- Parking features
- Detached Garage
- Patio & porch
- Deck
- Exterior features
- Engineered Wood
- Waterfront
- Association Access
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,456 sqft
- Roof
- Asphalt
- Year built
- 2000
Utilities
- Water
- 4-Inch Submersible, Well
- Sewer
- Mound Septic, Private Sewer
- Fuel
- Electric, Propane
Community & HOA
- HOA
- $1,200/annual
- HOA name
- Two Harbor Estates - Dan Johnson, President
- HOA phone
- 5073301981
- HOA includes
- Beach Access, Dock, Shared Amenities
- School district
- 113 - Walker-Hackensack-Akeley
- High school district
- Walker-Hackensack-Akeley
Financial & listing details
- Annual tax
- $1,490 (2025)
- Tax with assessments
- 1556
- Listed
- Oct 13, 2025
- Days on market
- 350
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
4488 Agency Bay Road, Walker, MN, 56484
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
