Listed at
$319,000
$219/sqft

4488 Agency Bay Road

4488 Agency Bay Road, Walker, MN, 56484
3  Bedrooms2  Bathrooms1,456  Square Feet1.12  Acres
Days on market350
Year built2000
Garage spaces2
HOA / month$1,200
TypeResidential
Est. $6,570buyer credit when you buy with SODL
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About this home

njoy stunning lake access to Agency Bay of Leech Lake from this well-maintained 3-bedroom, 2-bath home on 1.12 acres, directly across from Chippewa National Forest—ideal for outdoor recreation. The open-concept layout features tongue-and-groove accents, a modern kitchen with stainless steel appliances, a spacious primary suite, one-level living throughout and more! A 34’ x 36’ detached garage includes a heated woodshop area with a wood stove. Association amenities include an assigned boat slip in the newly rebuilt (2025) harbor, a sugar-sand beach, reservable beach house, private boat launch, and ATV/walking trail to the lake. A golf cart and boat lift can also be included! Located just 10 miles from Walker with easy boating access to town AND the main lake, this property is perfect as a year-round home or lake cabin retreat!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2000
LevelsOne
Living area1,456 sqft
Above-grade finished1,456 sqft
Below-grade finished0 sqft
Lot size1.12 acres (200x244)
Days on market350
ListedOct 13, 2025
MLS #NST6802118
CountyCass
Parcel #455270240

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 34x36 · 1,224 sqft
Parking features
Detached Garage
Patio & porch
Deck
Exterior features
Engineered Wood
Waterfront
Association Access

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,456 sqft
Roof
Asphalt
Year built
2000

Utilities

Water
4-Inch Submersible, Well
Sewer
Mound Septic, Private Sewer
Fuel
Electric, Propane

Community & HOA

HOA
$1,200/annual
HOA name
Two Harbor Estates - Dan Johnson, President
HOA phone
5073301981
HOA includes
Beach Access, Dock, Shared Amenities
School district
113 - Walker-Hackensack-Akeley
High school district
Walker-Hackensack-Akeley

Financial & listing details

Annual tax
$1,490 (2025)
Tax with assessments
1556
Listed
Oct 13, 2025
Days on market
350
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Crawl Space
HeatingForced Air
CoolingCentral Air
AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Boat Slip
AccessibilityNo Stairs Internal

Exterior & lot

ExteriorEngineered Wood
RoofAsphalt
FoundationBlock
Foundation area1,456 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Well
SewerMound Septic, Private Sewer
FuelElectric, Propane

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size1,224 sqft

Financial details

Annual taxes$1,490
Tax year2025
Taxes w/ assessments1556
Assessment pendingNo
HOA fee$1,200
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District113 - Walker-Hackensack-Akeley
District number113
District phone2185474201
High schoolWalker-Hackensack-Akeley
SODL flat fee brokerage
$6,570Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,570

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,107/mo
Principal & interest$1,676
Property taxes$124
Home insurance (est.)$106
HOA fees$1,200
%
$63,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4488 Agency Bay Road, Walker, MN, 56484

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Listing information

MLS #NST6802118
StatusActive
Last updatedSep 28, 2026, 2:23 PM
Originally listedOct 13, 2025, 1:42 PM
Listing officeBill Hansen Realty/Longville

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.