Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,532 (2025).

What school district is this property in?

This property is in the 138 - North Branch school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 16 days.

Listed at

$359,900

$335/sqft

Holiday Shores 2nd

44872 Bending Circle, Harris, MN, 55032

2 Bedrooms1 Bathroom1,075 Square Feet0.228 Acres

Days on market16

Year built1972

Garage spaces1

TypeResidential

Est. $7,797buyer credit when you buy with SODL

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About this home

Escape to Your Cozy Lakeside Haven! Welcome to your Lake home! Nestled in a prime location that offers the perfect balance of peaceful lake life and modern convenience, this cozy home is ready for its next chapter. Whether you are looking for a year-round residence or the ultimate weekend getaway, this property checks every single box. Move-In Ready Comfort. Step inside to beautiful, hardwood flooring that flows seamlessly through a welcoming layout. Enjoy morning coffee or evening sunsets on a completely rebuilt deck designed for durability and outdoor entertainment. This property features additional lot across the street for dedicated parking, perfect for a camper, RV, boat trailer, or hosting a crowd of family and friends. Why settle for one lake when you can have three? This home connects directly to a three-lake chain. Robour Lake, Mandall Lake and Goose Lake, these lakes offer endless opportunities for exploration. Spend your afternoons cruising calm waters and taking in those spectacular uninterrupted lake views. Whether you are looking for a quiet morning of fishing or an action-packed day of watersports and family fun, these lakes offer the best of both worlds. Get away from the noise without leaving convenience behind,15 Minutes From Everything. Groceries, dining, shopping, and essential services are just a quick drive away.1 Hour From the Twin Cities: An easy, straight forward commute means you can wrap up work on Friday and be sitting on your deck by the water just an hour later. Ready to see it for yourself? Opportunities on connected lake chains don't last long. Schedule your private tour today and start living the lake life you've always envisioned!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1972

LevelsOne

Living area1,075 sqft

Above-grade finished1,075 sqft

Below-grade finished0 sqft

Lot size0.228 acres (70)

Days on market16

ListedJun 21, 2026

MLS #NST7095225

CountyChisago

SubdivisionHoliday Shores 2nd

Parcel #030125600

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Ductless Mini-Split, Forced Air, Fireplace(s)
Cooling: Central Air, Ductless Mini-Split
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 16x22 · 352 sqft
Parking features: Detached Garage, Asphalt, Concrete, Other
Patio & porch: Deck, Rear Porch
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete
Foundation: Block, Slab · 1,075 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1972

Utilities

Water: Sand Point
Sewer: Private Sewer
Fuel: Propane
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Holiday Shores 2nd
HOA: No HOA
School district: 138 - North Branch
High school district: North Branch

Financial & listing details

Annual tax: $2,532 (2025)
Tax with assessments: 2568
Listed: Jun 21, 2026
Days on market: 16 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingDuctless Mini-Split, Forced Air, Fireplace(s)

CoolingCentral Air, Ductless Mini-Split

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AccessibilityNone

Special featuresMain Floor Laundry

Exterior & lot

ExteriorWood

RoofAge Over 8 Years, Asphalt

FoundationBlock, Slab

Foundation area1,075 sqft

Patio/porchDeck, Rear Porch

Lot featuresAccessible Shoreline, Tree Coverage - Light

Road frontageCity Street, Unpaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceSand Point

SewerPrivate Sewer

FuelPropane

Parking & garage

ParkingDetached Garage, Asphalt, Concrete, Other

Garage spaces1

Garage size352 sqft

Financial details

Annual taxes$2,532

Tax year2025

Taxes w/ assessments2568

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District138 - North Branch

District number138

District phone6516741000

High schoolNorth Branch

SODL flat fee brokerage

$7,797Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,797

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,222/mo

Principal & interest$1,891

Property taxes$211

Home insurance (est.)$120

Down payment

$71,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.