Listed at
$275,000
$358/sqft

Holiday Shores 2nd

44854 Bending Circle, Harris, MN, 55032
2  Bedrooms1  Bathroom768  Square Feet0.534  Acres
Days on market0
Year built1972
Garage spaces1
TypeResidential
Est. $5,250buyer credit when you buy with SODL
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About this home

ENJOY A PEACEFUL PENINSULA SETTING ON ROBOUR LAKE! Owned by the same family since built in 1972. This special Holiday Shores lake property offers approximately 60 FT OF LAKESHORE, ACCESS TO THE FIVE-LAKE CHAIN & year-round recreation including boating, swimming and ice fishing. The chain is home to walleye, northern pike, crappie, sunfish, bass and more. Sale includes TWO parcels-the lakefront parcel plus an additional off-water parcel across the road. Updates and ongoing maintenance include a BRAND NEW PRIVATE WELL installed July 2026, with detailed improvement records available for buyer review. Additional features include a DRIVE-THRU DETACHED ONE-CAR GARAGE, two storage sheds, including one near the shoreline for lake/boat gear, & recently professionally cleaned home with cleaned carpets. Sellers are continuing to restore and seed portions of the lawn disturbed during the well installation. Located on a quiet dead-end road approximately 50 miles from the Twin Cities, with convenient access to Cambridge, Rush City and North Branch for shopping, dining, groceries, healthcare and everyday conveniences. THE BEST PART may be what happens when the day winds down; sitting on the deck, overlooking the lake, watching the sun set and taking in just how peaceful it is. This is the kind of place where lake life feels simple, quiet & exactly as it should.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1972
LevelsOne
Living area768 sqft
Above-grade finished768 sqft
Below-grade finished0 sqft
Lot size0.534 acres (see pics)
Days on market0
ListedOct 1, 2026
MLS #NST7153197
CountyChisago
SubdivisionHoliday Shores 2nd
Parcel #030125300

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 3/4
Heating
Baseboard
Cooling
Window Unit(s)
Appliances
Cooktop, Electric Water Heater, Exhaust Fan, Microwave, Other, Refrigerator, Wall Oven

Property

Levels / stories
One
Garage
1 space · 18x22 · 396 sqft
Parking features
Detached Garage, Asphalt, Electric, Other, Storage
Patio & porch
Awning(s), Deck, Wrap Around
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 768 sqft
Roof
Age Over 8 Years, Architectural Shingle, Pitched
Year built
1972

Utilities

Water
Drilled, Private, Well
Sewer
Mound Septic, Septic System Compliant - Yes, Shared Septic
Fuel
Electric
Electric
Circuit Breakers

Community & HOA

Subdivision
Holiday Shores 2nd
HOA
No HOA
School district
138 - North Branch
High school district
North Branch

Financial & listing details

Annual tax
$2,621 (2026)
Tax with assessments
2638
Listed
Oct 1, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space
HeatingBaseboard
CoolingWindow Unit(s)
LaundryNone
AppliancesCooktop, Electric Water Heater, Exhaust Fan, Microwave, Other, Refrigerator, Wall Oven
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Local Area Network, Main Floor Primary Bedroom, Natural Woodwork, Other, Patio, Satellite Dish
AccessibilityNo Stairs External, No Stairs Internal, Partially Wheelchair
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years, Architectural Shingle, Pitched
FoundationBlock
Foundation area768 sqft
Patio/porchAwning(s), Deck, Wrap Around
Lot featuresAdditional Land Available, Accessible Shoreline, Island/Peninsula
Road frontageNo Outlet/Dead End, Township, Unpaved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well
SewerMound Septic, Septic System Compliant - Yes, Shared Septic
FuelElectric

Parking & garage

ParkingDetached Garage, Asphalt, Electric, Other, Storage
Garage spaces1
Garage size396 sqft

Financial details

Annual taxes$2,621
Tax year2026
Taxes w/ assessments2638
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District138 - North Branch
District number138
District phone6516741000
High schoolNorth Branch
SODL flat fee brokerage
$5,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,755/mo
Principal & interest$1,445
Property taxes$218
Home insurance (est.)$92
%
$55,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

44854 Bending Circle, Harris, MN, 55032

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Listing information

MLS #NST7153197
StatusActive
Last updatedOct 3, 2026, 10:09 AM
Originally listedOct 3, 2026, 12:00 AM
Listing officeBoardwalk Premier Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.