Listed at
$294,900
$230/sqft

Winsted On The Lake Fifth Add

446 Lake Trail, Winsted, MN, 55395
2  Bedrooms1  Bathroom1,284  Square Feet0.028  Acres
Days on market47
Year built2021
Garage spaces2
HOA / month$80
TypeResidential
Est. $5,847buyer credit when you buy with SODL
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About this home

This quality-built zero clearance townhome in Winsted on the Lake is surrounded by scenic walking paths, Winsted Lake, and the Luce Line Trail, making it easy to stay active. Inside, you’ll find custom cabinets with pull-outs and a center island, a tray vaulted ceiling in the living room, an easy-access shower, solid panel doors, a patio, and a beautifully finished vaulted porch. The two-stall garage offers plenty of space for vehicles and comes with in-floor heat. Nestled in a small association, the home is part of the vibrant Winsted community, located west of the metro, with amenities and organizations like the Lake Association, Arts Council, Chamber of Commerce, Garden Club, and an excellent Senior Program.

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Home facts

Property typeResidential
Property subtype(TH) Detached
Year built2021
LevelsOne
Living area1,284 sqft
Above-grade finished1,284 sqft
Below-grade finished0 sqft
Lot size0.028 acres (35x85)
Days on market47
ListedApr 30, 2026
MLS #NST7065480
CountyMcLeod
SubdivisionWinsted On The Lake Fifth Add
Parcel #211220090

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 3/4
Heating
Boiler, Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 22x23 · 552 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Patio, Rear Porch
Exterior features
Vinyl
Waterfront
Lake View

Construction

Property type
Residential
Property subtype
(TH) Detached
Foundation
Slab · 1,284 sqft
Roof
Age 8 Years or Less
Year built
2021

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Winsted On The Lake Fifth Add
HOA
$80/month
HOA name
Winsted on the Lake 5th Addition
HOA phone
6128042706
HOA includes
Lawn Care, Snow Removal
School district
2687 - Howard Lake-Waverly-Winsted

Financial & listing details

Annual tax
$3,354 (2026)
Listed
Apr 30, 2026
Days on market
47 · 21 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingBoiler, Forced Air, In-Floor Heating
CoolingCentral Air
LaundryLaundry Room, Main Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen
AmenitiesKitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio
AccessibilityDoors 36"+, No Stairs External, No Stairs Internal
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationSlab
Foundation area1,284 sqft
Patio/porchPatio, Rear Porch
Lot featuresZero Lot Line
Road frontagePaved Streets
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Garage spaces2
Garage size552 sqft

Financial details

Annual taxes$3,354
Tax year2026
Taxes w/ assessments3354
Assessment pendingNo
HOA fee$80
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2687 - Howard Lake-Waverly-Winsted
District number2687
District phone3205433521
High schoolHoward Lake-Waverly-Winsted
SODL flat fee brokerage
$5,847Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,847

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,008/mo
Principal & interest$1,550
Property taxes$280
Home insurance (est.)$98
HOA fees$80
%
$58,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

446 Lake Trail, Winsted, MN, 55395

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Listing information

MLS #NST7065480
StatusClosed
Last updatedJun 23, 2026, 1:28 AM
Originally listedApr 30, 2026, 5:26 PM
Listing officeCENTURY 21 Atwood

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.