Victor Gardens
Pick a date to request a showing
Cancel anytime, free.
About this home
Welcome to your dream home nestled on a prime lot in the highly sought-after Victor Gardens neighborhood! This stunning two-story, 4-bedroom, 4-bathroom residence boasts exceptional curb appeal and is flooded with beautiful natural light throughout.Step from the cozy front porch into an inviting main level featuring gleaming hardwood floors and a seamless open-concept design. The comfortable living room centers around a warm gas fireplace, flowing effortlessly into the dining space and gourmet kitchen. Perfect for cooking and entertaining, the kitchen offers a center island, premium stainless steel appliances, and direct access to a grilling patio. A sun-drenched sitting/sunroom, convenient half-bath, and a dedicated laundry/mudroom complete the main floor.The upper level serves as a private sanctuary. The spacious primary suite features a massive walk-in closet and a spa-like bathroom complete with dual vanities, a separate shower, and a farmhouse-style soaking tub. Two additional large bedrooms and a full bathroom are also located on this level.The fully finished lower level provides ultimate flexibility for modern living. It hosts a massive recreation/family room, a flexible fourth bedroom or private home office, and a 3/4 bathroom. Entertain guests with ease at the built-in wet bar, fully equipped with a sink, microwave, and refrigerator. You will also find an abundant amount of storage space.Storage abounds in the oversized two-stall garage, but the true crown jewel of this property is the backyard oasis. Step outside onto the main deck to find a gorgeous screened-in porch overlooking a private, peaceful backyard. Relax by the outdoor fireplace while taking in serene views of nature and the neighborhood pond.Living in Victor Gardens means enjoying premium community amenities including walking paths, parks, sports fields, a community pool, tennis courts, and a clubhouse. Plus, you are just minutes from grocery stores, restaurants, workout facilities, and shopping. Don't miss this incredible opportunity!
Contact us
Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Bath breakdown
- 2 full / 1 3/4 / 1 half
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Property
- Levels / stories
- Two
- Garage
- 2 spaces · 25x21 · 525 sqft
- Parking features
- Attached Garage, Asphalt, Electric, Storage
- Patio & porch
- Deck, Front Porch, Porch, Rear Porch, Screened
- Exterior features
- Cement Board, Shakes
- Waterfront
- Pond
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Poured Concrete · 1,146 sqft
- Roof
- Architectural Shingle
- Year built
- 2004
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
- Electric
- Circuit Breakers
Community & HOA
- Subdivision
- Victor Gardens
- HOA
- $305/quarter
- HOA name
- Victor Gardens Comm HOA & Victor Gardens SF Villag
- HOA phone
- 7632256400
- HOA includes
- Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
- School district
- 624 - White Bear Lake
Financial & listing details
- Annual tax
- $7,650 (2026)
- Listed
- Jun 18, 2026
- Days on market
- 102
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
4429 Cosette Lane, Hugo, MN, 55038
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
