Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,394 (2026).

What school district is this property in?

This property is in the 912 - Milaca school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 77 days.

Listed at

$299,900

$145/sqft

Outlots To Milaca

440 River Drive, Milaca, MN, 56353

4 Bedrooms2 Bathrooms2,075 Square Feet0.77 Acres

Days on market77

Year built1906

Garage spaces4

TypeResidential

Est. $5,997buyer credit when you buy with SODL

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About this home

Charming historic farmhouse offering a bright and airy layout with nearly an acre of land right near the heart of Milaca! This home blends classic character with comfortable living spaces, featuring an open kitchen, a spacious basement family room complete with sealed epoxy floors, 3 bedrooms, and a dedicated office space. The ultimate highlight is the incredible garage space: an attached garage plus a fantastic 27x23 detached pole building with a 10' door, giving you 4 total stalls—perfect for a workshop, toys, or extra storage! Exterior features include freshly painted siding and a large deck perfect for relaxing. This property has all the unique charm, yard space, and storage capacity you've been looking for!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1906

LevelsTwo

Living area2,075 sqft

Above-grade finished1,680 sqft

Below-grade finished395 sqft

Lot size0.77 acres (277x125x280x135)

Days on market77

ListedJul 13, 2026

MLS #NST7099916

CountyMille Lacs

SubdivisionOutlots To Milaca

Parcel #216400071

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Laundry: Main Level

Property

Levels / stories: Two
Garage: 4 spaces · 22x22 · 462 sqft
Parking features: Attached Garage, Detached Garage, Asphalt
Patio & porch: Deck
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 988 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1906

Utilities

Water: Private, Well
Sewer: Mound Septic, Private Sewer
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Outlots To Milaca
HOA: No HOA
School district: 912 - Milaca
High school district: Milaca

Financial & listing details

Annual tax: $3,394 (2026)
Listed: Jul 13, 2026
Days on market: 77
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Partially Finished

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryMain Level

DiningKitchen/Dining Room

AmenitiesDeck, Main Floor Primary Bedroom

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorWood

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area988 sqft

Patio/porchDeck

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerMound Septic, Private Sewer

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt

Garage spaces4

Garage size462 sqft

Financial details

Annual taxes$3,394

Tax year2026

Taxes w/ assessments3394

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District912 - Milaca

District number912

District phone3209827210

High schoolMilaca

SODL flat fee brokerage

$5,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,959/mo

Principal & interest$1,576

Property taxes$283

Home insurance (est.)$100

Down payment

$59,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.