Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,751 (2026).

What school district is this property in?

This property is in the 88 - New Ulm school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 115 days.

Listed at

$225,000

$87/sqft

440 6th Street

440 6th Street, Lafayette, MN, 56054

5 Bedrooms4 Bathrooms2,592 Square Feet0.562 Acres

Days on market115

Year built1945

Garage spaces2

TypeResidential

Est. $3,750buyer credit when you buy with SODL

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About this home

Welcome home to this beautiful brick two-story family home featuring 5 bedrooms, 4 bathrooms, and an attached 2-car garage. You’ll love the spacious rooms throughout, including a bright living room with custom built-ins and a large kitchen that opens to a formal dining room complete with a built-in buffet—perfect for entertaining. Two of the generous bedrooms each feature their own full baths, including one with a unique optional pass-through for added convenience and privacy. Real hardwood floors bring warmth and character throughout the home. The full basement offers excellent ceiling height and endless potential—whether you need storage, workshop space, or room for crafts and hobbies. Step outside to enjoy the large yard on this spacious corner lot, offering both play space and privacy. Located in a quiet village just 10 Miles North of New Ulm, this property combines small-town living with easy access to modern conveniences. A wonderful opportunity to enjoy space, comfort, and community!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1945

LevelsTwo

Living area2,592 sqft

Above-grade finished2,592 sqft

Below-grade finished0 sqft

Lot size0.562 acres (140x150)

Days on market115

ListedFeb 1, 2026

MLS #NST7012187

CountyNicollet

Parcel #156810695

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 2 full / 2 half
Heating: Boiler
Cooling: Window Unit(s)
Appliances: Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 25x22 · 550 sqft
Parking features: Attached Garage
Patio & porch: Patio
Exterior features: Stone
Lot size: 0.562 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Brick/Mortar · 1,296 sqft
Roof: Asphalt
Year built: 1945

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 88 - New Ulm
High school district: New Ulm

Financial & listing details

Annual tax: $3,751 (2026)
Tax with assessments: 3772
Listed: Feb 1, 2026
Days on market: 115 · 97 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths0

Half baths2

1/4 baths0

BasementBlock, Storage Space, Unfinished

HeatingBoiler

CoolingWindow Unit(s)

LaundryIn Basement

AppliancesDryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesHardwood Floors, Kitchen Window

AccessibilityHallways 42"+

Special features4 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorStone

RoofAsphalt

FoundationBlock, Brick/Mortar

Foundation area1,296 sqft

Patio/porchPatio

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street, Paved Streets, Sidewalks, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size550 sqft

Financial details

Annual taxes$3,751

Tax year2026

Taxes w/ assessments3772

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District88 - New Ulm

District number88

District phone5073598401

High schoolNew Ulm

SODL flat fee brokerage

$3,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,570/mo

Principal & interest$1,182

Property taxes$313

Home insurance (est.)$75

Down payment

$45,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.