Does this property have an HOA?

Yes. The HOA fee is $125 per month.

What are the annual property taxes?

Annual property taxes are $4,919 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 23 days.

Pending

$435,000

$224/sqft

Bellovista

44 Grove Street, Mahtomedi, MN, 55115

2 Bedrooms2 Bathrooms1,939 Square Feet0.253 Acres

Days on market23

Year built1901

Garage spaces2

HOA / month$125

TypeResidential

Est. $10,050buyer credit when you buy with SODL

About this home

This charming property just steps from coveted White Bear Lake including deeded access is ready for you to call HOME! Newer maintenance free picket fence out front and full, cedar privacy fence in back. New roof (2022), Hardie Board siding and composite decking (2021), Stained and stamped concrete driveway, New A/C (2024). Open concept main level with hardwood floors, gas fireplace with stone surround, gorgeous chandelier updated kitchen with stainless appliances, gas stove and ample cabinetry for all of your storage needs including a walk-in pantry. Kitchen walks out to huge three season porch with ceiling fans and gas fireplace. Large deck with composite decking for relaxing and entertaining. Huge primary bedroom and added laundry room on main for single level living. Lower level converted into Mother-in-Law Suite with full kitchen, 3/4 updated bathroom with tile and in-floor heat plus, large bedroom and additional laundry room. Property could be a great investment in a sought after location for 2 separate short term rentals or a long term rental to offset monthly expenses! Schedule your showing TODAY!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1901

LevelsOne

Living area1,939 sqft

Above-grade finished1,151 sqft

Below-grade finished788 sqft

Lot size0.253 acres (76x145)

Days on market23

ListedJan 24, 2026

MLS #NST7007389

CountyWashington

SubdivisionBellovista

Parcel #2903021220008

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s), In-Floor Heating
Cooling: Central Air
Appliances: Chandelier, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 2 spaces · 484 sqft
Parking features: Detached Garage, Concrete, Electric, Garage Door Opener
Patio & porch: Composite Decking, Deck
Fencing: Full, Privacy, Vinyl, Wood
Waterfront: Association Access

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 975 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Pitched
Year built: 1901

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Bellovista
HOA: $125/annual
HOA name: Grove Street Dock Association
HOA phone: 6513401437
HOA includes: Beach Access, Dock
School district: Mahtomedi

Financial & listing details

Annual tax: $4,919 (2025)
Tax with assessments: 6294
Listed: Jan 24, 2026
Days on market: 23
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Full, Tile Shower, Walkout

HeatingForced Air, Fireplace(s), In-Floor Heating

CoolingCentral Air

Fireplaces3

LaundryGas Dryer Hookup, Lower Level, Laundry Room, Main Level, Sink, Washer Hookup

AppliancesChandelier, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningBreakfast Bar, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Tile Floors, Washer/Dryer Hookup

AccessibilitySoaking Tub

Special featuresAll Living Facilities on One Level, Divided Bdr Flr Plan, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle, Pitched

Foundation area975 sqft

Patio/porchComposite Decking, Deck

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Electric, Garage Door Opener

Garage spaces2

Garage size484 sqft

Financial details

Annual taxes$4,919

Tax year2025

Taxes w/ assessments6294

Assessment pendingNo

HOA fee$125

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2289

District phone6514072001

High schoolMahtomedi

SODL flat fee brokerage

$10,050Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,050

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,966/mo

Principal & interest$2,286

Property taxes$410

Home insurance (est.)$145

HOA fees$125

Down payment

$87,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.