Listed at
$309,900
$191/sqft

Original Clearwater

438 Prairie Street, Clearwater, MN, 55320
3  Bedrooms3  Bathrooms1,620  Square Feet0.181  Acres
Days on market55
Year built2026
Garage spaces2
TypeResidential
Est. $6,297buyer credit when you buy with SODL
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About this home

Discover the perfect blend of style, comfort, and value in this beautifully designed two-story home. Filled with natural light, the thoughtfully designed floor plan offers three spacious bedrooms on the upper level, along with the convenience of an upstairs laundry room. The private primary suite is a true retreat, featuring an en suite bath and two generous walk-in closets. The main level is ideal for both everyday living and entertaining, showcasing an open-concept layout with seamless flow between the living room, dining area, and kitchen. The kitchen offers a large center island, a cozy breakfast nook, abundant cabinetry, and the unique opportunity to select your own appliances to match your personal style. Luxury vinyl plank flooring adds durability and elegance throughout the main level, while plush carpeting creates warmth and comfort upstairs. Quartz countertops, along with stunning African Sapele doors and trim, provide upscale finishes that set this home apart. Completing the package is a fully insulated attached garage—including the overhead door—offering year-round comfort and energy efficiency. This home combines modern finishes, functional design, and exceptional value, making it one you won't want to miss. Schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsTwo
Living area1,620 sqft
Above-grade finished1,620 sqft
Below-grade finished0 sqft
Lot size0.181 acres (60x132x60x132)
Days on market55
ListedAug 4, 2026
New constructionYes
MLS #NST7121306
CountyWright
SubdivisionOriginal Clearwater
Parcel #104010042060

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Laundry
Upper Level

Property

Levels / stories
Two
Garage
2 spaces · 21x22 · 462 sqft
Parking features
Attached Garage
Exterior features
Vinyl
Lot size
0.181 acres
Lot dimensions
60x132x60x132

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Slab · 717 sqft
Roof
Age 8 Years or Less
New construction
Yes
Year built
2026

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Original Clearwater
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$300 (2025)
Listed
Aug 4, 2026
Days on market
55
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
LaundryUpper Level
DiningBreakfast Area, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Kitchen Center Island, Primary Bedroom Walk-In Closet, Patio, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNo Stairs External

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationSlab
Foundation area717 sqft
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size462 sqft

Financial details

Annual taxes$300
Tax year2025
Taxes w/ assessments300
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,297Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,297

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,757/mo
Principal & interest$1,629
Property taxes$25
Home insurance (est.)$103
%
$61,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

438 Prairie Street, Clearwater, MN, 55320

Listing information

MLS #NST7121306
StatusActive
Last updatedSep 22, 2026, 2:10 PM
Originally listedAug 4, 2026, 2:24 PM
Listing officeFreedom Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.