Listed at
$525,000
$191/sqft

Victor Gardens

4377 Garden Way, Hugo, MN, 55038
4  Bedrooms4  Bathrooms2,754  Square Feet0.177  Acres
Days on market67
Year built2004
Garage spaces2
HOA / month$304.55
TypeResidential
Est. $12,750buyer credit when you buy with SODL
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About this home

Welcome to this charming 4-bedroom, 4-bathroom home located on a low traffic street in the desirable Victor Gardens neighborhood of Hugo! Boasting over 2,700 finished square feet, this spacious two-story home features a bright and inviting main level with natural woodwork, tile floors, a cozy gas fireplace in the living room, and a well-appointed kitchen with a center island and stainless steel appliances. The dining room features gorgeous maple built-ins, providing ample storage and extra counter space. You will love the convenience of an expansive closet and 1/2 bath right inside the garage entrance. A whole home humidifier will keep you comfortable all year long. Upper level highlights include 3 bedrooms on one level, a convenient 2nd-floor laundry room, and a spacious primary suite featuring a private full bath with double sinks, separate tub & shower, and a walk-in closet with a custom closet system. The finished walkout lower-level offers a cozy family room with a second gas fireplace and a projector -perfect for cozy movie nights. The lower level 4th bedroom and 3/4 bath is great for guests, an office or for whatever fits your needs. Relax on the cozy front porch conveniently overlooking the park, grill and soak up the sun on the deck or the patio overlooking the pond. Wonderful shared amenities including a pool, tennis courts, community room, playgrounds and more-plenty of options to enjoy the outdoors without a lot of maintenance!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2004
LevelsTwo
Living area2,754 sqft
Above-grade finished1,922 sqft
Below-grade finished832 sqft
Lot size0.177 acres (68x125x54x128)
Days on market67
ListedJul 23, 2026
MLS #NST7109528
CountyWashington
SubdivisionVictor Gardens
Parcel #1903121330032

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
2 spaces · 19x24 · 440 sqft
Parking features
Attached Garage, Insulated Garage
Patio & porch
Deck, Patio, Porch
Exterior features
Cement Board
Pool
Below Ground, Outdoor, Shared

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 961 sqft
Roof
Architectural Shingle, Asphalt, Pitched
Year built
2004

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Victor Gardens
HOA
$304.55/quarter
HOA name
Associa MN
HOA phone
7632256400
HOA includes
Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
HOA amenities
Other, Tennis Courts

Financial & listing details

Annual tax
$5,779 (2025)
Tax with assessments
5782
Listed
Jul 23, 2026
Days on market
67
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementDrain Tiled, Finished, Full, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLaundry Room, Upper Level, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Porch, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorCement Board
RoofArchitectural Shingle, Asphalt, Pitched
FoundationPoured Concrete
Foundation area961 sqft
Patio/porchDeck, Patio, Porch
Lot featuresTree Coverage - Medium
Road frontageCity Street, Curbs, No Outlet/Dead End, Paved Streets, Sidewalks, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Insulated Garage
Garage spaces2
Garage size440 sqft

Financial details

Annual taxes$5,779
Tax year2025
Taxes w/ assessments5782
Assessment pendingNo
HOA fee$304.55
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$12,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,720/mo
Principal & interest$2,759
Property taxes$482
Home insurance (est.)$175
HOA fees$305
%
$105,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4377 Garden Way, Hugo, MN, 55038

Listing information

MLS #NST7109528
StatusActive
Last updatedSep 27, 2026, 6:15 PM
Originally listedJul 23, 2026, 10:30 AM
Listing officeKeller Williams Premier Realty
Co-listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.