Listed at
$319,900
$106/sqft

Cloud Park

436 9th Street, Waite Park, MN, 56387
4  Bedrooms4  Bathrooms3,004  Square Feet27878  Acres
Days on market52
Year built1965
Garage spaces2
TypeResidential
Est. $6,597buyer credit when you buy with SODL
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About this home

GREAT OPPORTUNITY AND AFFORDABILITY! Welcome to 436 9th Street South in Waite Park. This 4-bedroom, 4-bath home offers more than 3,000 finished square feet on over half an acre. The upper level features a spacious family room with hardwood floors, a separate living room with fireplace, dining room, kitchen with island seating and beautiful cabinetry, plus a half bath. The lower level includes three bedrooms and two bathrooms, including an oversized primary suite with a private bath and walk-in closet. Additional upgrades include a new boiler and state-of-the-art washer and dryer. An 850-square-foot private addition offers one bedroom, one bathroom, a modern kitchen, new furnace, and central air—ideal for rental income, multigenerational living, group housing, or a home office. Located on a quiet, low-traffic street, this quality home is priced well below the St. Cloud metro’s average price per square foot.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1965
LevelsThree Level Split
Living area3,004 sqft
Above-grade finished2,044 sqft
Below-grade finished960 sqft
Lot size27878 acres (216x119)
Days on market52
ListedAug 3, 2026
MLS #NST7115457
CountyStearns
SubdivisionCloud Park
Parcel #98606660020

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Boiler, Forced Air, Fireplace(s), Hot Water
Cooling
Central Air, Window Unit(s)
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Trash Compactor, Washer

Property

Levels / stories
Three Level Split
Garage
2 spaces · 32x24 · 768 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Stone, Wood
Fencing
Chain Link, Partial

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 2,044 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
1965

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Cloud Park
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$4,738 (2025)
Listed
Aug 3, 2026
Days on market
52 · 18 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished
HeatingBoiler, Forced Air, Fireplace(s), Hot Water
CoolingCentral Air, Window Unit(s)
Fireplaces1
LaundryLower Level, Washer Hookup
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Trash Compactor, Washer
DiningKitchen/Dining Room, Other
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorStone, Wood
RoofAge Over 8 Years, Asphalt, Pitched
FoundationPoured Concrete
Foundation area2,044 sqft
Patio/porchDeck
Lot featuresIrregular Lot, Tree Coverage - Light
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size768 sqft

Financial details

Annual taxes$4,738
Tax year2025
Taxes w/ assessments4738
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,183/mo
Principal & interest$1,681
Property taxes$395
Home insurance (est.)$107
%
$63,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

436 9th Street, Waite Park, MN, 56387

Listing information

MLS #NST7115457
StatusActive
Last updatedSep 20, 2026, 1:21 PM
Originally listedAug 7, 2026, 12:00 AM
Listing officeKeller Williams Integrity NW

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.