Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,008 (2026).

What school district is this property in?

This property is in the 882 - Monticello school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 53 days.

Listed at

$864,900

$374/sqft

433 County Road 39

433 County Road 39, Monticello, MN, 55362

4 Bedrooms3 Bathrooms2,315 Square Feet14.77 Acres

Days on market53

Year built1994

Garage spaces2

TypeResidential

Est. $22,947buyer credit when you buy with SODL

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About this home

Welcome to 433 County Road 39 NW in growing Monticello! This rare 14.77-acre hobby farm property is an equestrian’s dream, featuring a complete horse setup with approximately 7 fenced acres divided into 4 separate vinyl and wire fenced pastures. The 40x40 barn comes equipped with 5 horse stalls, a dedicated tack area, a large covered section, power, water service, and a heated outdoor auto water dispenser. Beyond the pastures, approximately 5 wooded acres feature private trails for walking, ATVing, or snowmobiling, leading down to wetlands bordering 220-acre Lake Ida with direct lake access and providing spectacular lake views! Inside, the home offers 4 bedrooms, 3 bathrooms, a bonus room, and a dedicated home office, with fresh flooring in the primary and main-level bathrooms. Major updates bring incredible value, including a furnace/HVAC system (approx. 3 years old) and a newer roof and siding (2024/2025). Located just 30 minutes from both Maple Grove and St. Cloud.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1994

LevelsModified Two Story

Living area2,315 sqft

Above-grade finished1,783 sqft

Below-grade finished532 sqft

Lot size14.77 acres (672x1223x561x912)

Days on market53

ListedJul 29, 2026

MLS #NST7117942

CountyWright

Parcel #216000121200

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Dual Fuel/Off Peak, Forced Air, Heat Pump
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Modified Two Story
Garage: 2 spaces · 443 sqft
Parking features: Attached Garage, Gravel, Asphalt
Exterior features: Vinyl
Other structures: Barn(s), Kennel/Dog Run, Other
View: North

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,100 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1994

Utilities

Water: Well
Sewer: Mound Septic, Private Sewer
Fuel: Propane

Community & HOA

HOA: No HOA
School district: 882 - Monticello
High school district: Monticello

Financial & listing details

Annual tax: $5,008 (2026)
Listed: Jul 29, 2026
Days on market: 53
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Partially Finished, Walkout

HeatingDual Fuel/Off Peak, Forced Air, Heat Pump

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Area, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Paneled Doors, Porch, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,100 sqft

Lot featuresIrregular Lot, Tree Coverage - Heavy

Road frontageCounty Road, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerMound Septic, Private Sewer

FuelPropane

Parking & garage

ParkingAttached Garage, Gravel, Asphalt

Garage spaces2

Garage size443 sqft

Financial details

Annual taxes$5,008

Tax year2026

Taxes w/ assessments5008

Assessment pendingUnknown

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District882 - Monticello

District number882

District phone7632722000

High schoolMonticello

SODL flat fee brokerage

$22,947Estimated buyer credit

SODL platform fee $3,000Your buyer credit $22,947

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,251/mo

Principal & interest$4,545

Property taxes$417

Home insurance (est.)$288

Down payment

$172,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.