Pending
$269,900
$136/sqft

Kelly Heights # 2

431 W Mckinley Street, Owatonna, MN, 55060
2  Bedrooms2  Bathrooms1,981  Square Feet0.259  Acres
Days on market7
Year built1954
Garage spaces1
TypeResidential
Est. $5,097buyer credit when you buy with SODL

About this home

Move right in and start enjoying homeownership at 431 W McKinley. This exceptionally cared-for 2 bedroom, 2 bathroom home offers comfortable living spaces and updates that make everyday life easy. Step inside to vaulted ceilings finished with knotty pine, durable new flooring, and an abundance of natural light that gives the main level a warm, inviting feel. The living room flows seamlessly into the kitchen, complete with stainless steel appliances and plenty of space for daily meals or entertaining. Just off the main living area, the sunroom is the perfect spot to relax, dine, or unwind year-round. Both main-level bedrooms feature hardwood floors and walk-in closets, offering great storage and functionality. The lower level adds even more versatility with a family room, additional storage, and space for a home office or potential future bedroom, along with direct access to the garage. Outside, enjoy your morning coffee or evening downtime on the deck or patio, complete with a gazebo, overlooking a fully fenced backyard. Located within walking distance to Lake Kohlmeier, Kaplan’s Woods, and Morehouse Park, and offering easy access to historic downtown Owatonna, local restaurants, and everyday shopping needs, this home checks all the boxes. Schedule your showing today before this opportunity passes you by.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1954
LevelsOne
Living area1,981 sqft
Above-grade finished1,359 sqft
Below-grade finished622 sqft
Lot size0.259 acres (131x85)
Days on market7
ListedFeb 5, 2026
MLS #NST7014530
CountySteele
SubdivisionKelly Heights # 2
Parcel #171600305

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

Property

Levels / stories
One
Garage
1 space · 21x26 · 337 sqft
Parking features
Attached Garage, Concrete, Electric, Garage Door Opener, Tuckunder Garage
Patio & porch
Deck, Patio
Fencing
Chain Link, Full
Lot size
0.259 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
1,573 sqft
Roof
Age Over 8 Years, Architectural Shingle
Year built
1954

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Kelly Heights # 2
HOA
No HOA
School district
Owatonna

Financial & listing details

Annual tax
$3,318 (2025)
Listed
Feb 5, 2026
Days on market
7 · 145 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Finished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryIn Basement, Electric Dryer Hookup, Washer Hookup
AppliancesCooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer
DiningEat In Kitchen
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

RoofAge Over 8 Years, Architectural Shingle
Foundation area1,573 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Garage Door Opener, Tuckunder Garage
Garage spaces1
Garage size337 sqft

Financial details

Annual taxes$3,318
Tax year2025
Taxes w/ assessments3318
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2258
District phone5074448610
High schoolOwatonna
SODL flat fee brokerage
$5,097Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,097

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,785/mo
Principal & interest$1,418
Property taxes$277
Home insurance (est.)$90
%
$53,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

431 W Mckinley Street, Owatonna, MN, 55060

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Listing information

MLS #NST7014530
StatusPending
Last updatedFeb 13, 2026, 3:48 AM
Originally listedFeb 5, 2026, 7:36 AM
Listing officeRe/Max Advantage Plus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.