Sold / Closed
$300,100

Sold price · Closed Sep 23, 2026

$149/sqft

Congers Add

431 4th Avenue SW, Cambridge, MN, 55008
5  Bedrooms2  Bathrooms1,985  Square Feet0.326  Acres
Days on market2
Year built1942
Garage spaces2
TypeResidential
Est. $5,850buyer credit when you buy with SODL

About this home

Welcome to this charming Cambridge home filled with character, great spaces, and some wonderful surprises. Hardwood floors are waiting to be enjoyed beneath the main-level carpeting and continue up the stairs and throughout the upper level. The light-filled main floor features two bedrooms, a kitchen with solid wood custom cabinetry, and a dining area with a serving bar and additional cabinetry. Fun retro tile in the main-level bath and entry adds to the home's personality and charm. Upstairs you'll find two additional bedrooms, including an extra-spacious room with plenty of space for a sitting area or small couch. The finished lower level offers even more flexibility with a family room, fifth bedroom, updated bathroom, office/flex space, and plenty of storage. Outside is where this property really shines! The large fenced backyard offers garden space, a gazebo for relaxing, and a spacious patio with vinyl privacy fencing. The oversized two-stall garage is heated, insulated, and sheetrocked—but the real bonus is the incredible detached studio/workshop! Originally used as a pottery studio, this finished space features heat, insulation, running water, 220-amp service, built-in cabinetry, shelving, a large workshop table and even a chandelier! All of this is in a fantastic Cambridge location close to the city park on the Rum River, which has numerous walking trails and Heritage Greens park (which includes pickleball, tennis and basketball). This home offers easy walkability to the DQ, downtown restaurants, shops, the City Center Market Co-op, the bookstore, and the library. A charming home with character, versatility, and spaces you'll have fun making your own! Welcome Home!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1942
LevelsOne and One Half
Living area1,985 sqft
Above-grade finished1,462 sqft
Below-grade finished523 sqft
Lot size0.326 acres (105x142)
Days on market2
ListedAug 17, 2026
MLS #NST7114164
CountyIsanti
SubdivisionCongers Add
Parcel #150480700

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
2 full
Heating
Baseboard, Boiler, Hot Water
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
2 spaces · 561 sqft
Parking features
Detached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Storage
Patio & porch
Patio
Exterior features
Metal, Vinyl
Fencing
Chain Link, Vinyl

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 925 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1942

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Congers Add
HOA
No HOA
School district
911 - Cambridge-Isanti
High school district
Cambridge-Isanti

Financial & listing details

Annual tax
$2,950 (2026)
Listed
Aug 17, 2026
Days on market
2
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full, Storage Space
HeatingBaseboard, Boiler, Hot Water
CoolingCentral Air
LaundryLower Level, Laundry Room, Sink
AppliancesDishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Patio
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorMetal, Vinyl
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area925 sqft
Patio/porchPatio
Lot featuresTree Coverage - Light
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Storage
Garage spaces2
Garage size561 sqft

Financial details

Annual taxes$2,950
Tax year2026
Taxes w/ assessments2950
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District911 - Cambridge-Isanti
District number911
District phone7636896188
High schoolCambridge-Isanti
SODL flat fee brokerage
$5,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,895/mo
Principal & interest$1,550
Property taxes$246
Home insurance (est.)$98
%
$59,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

431 4th Avenue SW, Cambridge, MN, 55008

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Listing information

MLS #NST7114164
StatusClosed
Last updatedSep 25, 2026, 3:01 PM
Originally listedAug 17, 2026, 3:17 PM
Listing officeRE/MAX RESULTS

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.