Listed at
$385,000
$194/sqft

430 Caroline Lane

430 Caroline Lane, Cold Spring, MN, 56320
4  Bedrooms2  Bathrooms1,980  Square Feet0.9  Acres
Days on market34
Year built1972
Garage spaces4
TypeResidential
Est. $8,550buyer credit when you buy with SODL
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About this home

Finally, a turn-key, an updated home, located on large lot (nearly one acre), with a large storage shed (30' x 40', heated, with 14' sidewalls)! All this for an affordable price in the Rocori School District. You will love all the updates and remodeling this seller has completed. New kitchen, new bathrooms, all new flooring, interior trim, kitchen appliances, lighting, new decks, new roof, and the list goes on and on. This one is really move in ready! This home has a nice and open floor plan with very spacious living areas. The backyard is huge with an additional 12 x 18' storage shed and those beautiful mature trees. This beauty is also located just one block from the elementary school! Close to parks, school and an easy 15 minute commute to St. Cloud. The heated shed is absolutely perfect for storage and your hobbies, so bring on the toys! Pride of ownership is on full display!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1972
LevelsSplit Entry (Bi-Level)
Living area1,980 sqft
Above-grade finished1,040 sqft
Below-grade finished940 sqft
Lot size0.9 acres (157 x 248 x 157 x 248)
Days on market34
ListedApr 23, 2026
MLS #NST7061078
CountyStearns
Parcel #76416320200

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
4 spaces · 24 x 26 · 624 sqft
Parking features
Attached Garage, Tuckunder Garage
Patio & porch
Deck
Exterior features
Vinyl
Other structures
Pole Building, Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,040 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Year built
1972

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$2,900 (2025)
Listed
Apr 23, 2026
Days on market
34 · 12 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Walkout
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Tile Floors
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched
FoundationBlock
Foundation area1,040 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageCity Street, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Tuckunder Garage
Garage spaces4
Garage size624 sqft

Financial details

Annual taxes$2,900
Tax year2025
Taxes w/ assessments2900
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$8,550Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,550

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,393/mo
Principal & interest$2,023
Property taxes$242
Home insurance (est.)$128
%
$77,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

430 Caroline Lane, Cold Spring, MN, 56320

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Listing information

MLS #NST7061078
StatusClosed
Last updatedJun 5, 2026, 1:12 PM
Originally listedApr 30, 2026, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.