Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,360 (2026).

What school district is this property in?

This property is in the 761 - Owatonna school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$240,000

$162/sqft

Original Town

428 S Oak Avenue, Owatonna, MN, 55060

3 Bedrooms2 Bathrooms1,478 Square Feet0.199 Acres

Days on market0

Year built1910

Garage spaces2

TypeResidential

Est. $4,200buyer credit when you buy with SODL

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About this home

A Fresh Start in a Beautifully Updated Home! This inviting 1½ story home offers 3 beds, 2 baths, and updates throughout, giving you plenty to love from the moment you walk in. The updated kitchen features new cabinets, quartz countertops, stainless steel appliances, and a built-in pantry. New LVP flooring and carpet, fresh paint throughout, and new windows and exterior doors give the interior a fresh feel. Major improvements include a new roof, siding, furnace, A/C, water heater, and mini-split, along with updated electrical, new plumbing with all drain lines above the slab, and repaired basement stucco. Outside, along with the oversized 2 stall garage, enjoy new landscaping, fresh backyard sod, and new vinyl fencing. A new washer and dryer are included, too. With so many updates already completed, this home is ready for you to settle in and make it your own!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1910

LevelsOne and One Half

Living area1,478 sqft

Above-grade finished1,478 sqft

Below-grade finished0 sqft

Lot size0.199 acres (62 x 156)

Days on market0

ListedOct 14, 2026

MLS #NST7158649

CountySteele

SubdivisionOriginal Town

Parcel #171001810

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air, Ductless Mini-Split
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces · 26 x 32 · 832 sqft
Parking features: Detached Garage, Concrete
Patio & porch: Front Porch, Patio
Exterior features: Vinyl
Fencing: Vinyl, Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Stone · 946 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1910

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Original Town
HOA: No HOA
School district: 761 - Owatonna
High school district: Owatonna

Financial & listing details

Annual tax: $1,360 (2026)
Listed: Oct 14, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingCentral Air, Ductless Mini-Split

LaundryUpper Level

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningSeparate/Formal Dining Room

AmenitiesKitchen Window, Main Floor Primary Bedroom, Patio, Porch, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom, Renovated

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationStone

Foundation area946 sqft

Patio/porchFront Porch, Patio

Lot featuresCorner Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces2

Garage size832 sqft

Financial details

Annual taxes$1,360

Tax year2026

Taxes w/ assessments1360

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District761 - Owatonna

District number761

District phone5074448610

High schoolOwatonna

SODL flat fee brokerage

$4,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,455/mo

Principal & interest$1,261

Property taxes$113

Home insurance (est.)$80

Down payment

$48,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.