Sold / Closed
$206,000

Sold price · Closed Jun 11, 2026

$148/sqft

Coates, Cooper & Freemans Add

426 20th Avenue N, Saint Cloud, MN, 56303
2  Bedrooms2  Bathrooms1,280  Square Feet0.16  Acres
Days on market9
Year built1905
Garage spaces2
TypeResidential
Est. $2,697buyer credit when you buy with SODL

About this home

Step into a home that blends thoughtful updates with everyday comfort. Wrapped in durable aluminum siding and complemented by rain gutters, both the house and the detached two-stall garage offer low-maintenance peace of mind. The garage itself is more than just storage, it’s a versatile space featuring a built-in wall air conditioner and already equipped for a natural gas heater, making it usable year-round. As you enter through either the front or back storm doors, each with convenient pull-down window screens, you’re welcomed into a warm and inviting main level. Hardwood floors flow seamlessly through the living room, dining area, and kitchen, creating a timeless and cohesive feel. The living room is bright and comfortable, complete with a ceiling fan, new carpet and updated lighting that adds a modern touch throughout the home. The kitchen is designed with both style and function in mind, featuring recessed lighting, stainless steel appliances, and beautiful Silestone countertops. A walk-in pantry with its own light provides ample storage, and all kitchen appliances are included, making this space truly move-in ready. Convenience continues with a main-level half bath just off the back entrance, finished with tiled flooring, perfect for guests or everyday use. A laundry chute adds a practical touch, leading to the lower level where the washer and dryer, both included, await. Downstairs, the lower level offers exciting potential, with room to expand and finish additional living space to suit your needs. The home is supported by a 95% high-efficiency forced air furnace and a 100-amp circuit breaker panel, ensuring reliable performance and efficiency. Dual-pane windows throughout, some of which tilt out for easy cleaning, enhance comfort and energy savings year-round. Altogether, this home tells a story of thoughtful care, smart updates, and room to grow, ready for its next chapter with you. Experience the home firsthand by taking the interactive 3-D virtual tour.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1905
LevelsTwo
Living area1,280 sqft
Above-grade finished1,280 sqft
Below-grade finished0 sqft
Lot size0.16 acres (56x126)
Days on market9
ListedApr 28, 2026
MLS #NST7061352
CountyStearns
SubdivisionCoates, Cooper & Freemans Add
Parcel #82458020000

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
2 spaces · 20x24 · 480 sqft
Parking features
Detached Garage
Exterior features
Aluminum Siding
Other structures
Storage Shed
Lot size
0.16 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 740 sqft
Roof
Architectural Shingle
Year built
1905

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Coates, Cooper & Freemans Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$1,794 (2026)
Tax with assessments
3264
Listed
Apr 28, 2026
Days on market
9
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths1
Half baths1
1/4 baths0
BasementBlock
HeatingForced Air
CoolingCentral Air
LaundryLower Level, Laundry Room
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Natural Woodwork, Tile Floors
AccessibilityNone

Exterior & lot

ExteriorAluminum Siding
RoofArchitectural Shingle
FoundationBlock
Foundation area740 sqft
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size480 sqft

Financial details

Annual taxes$1,794
Tax year2026
Taxes w/ assessments3264
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$2,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,211/mo
Principal & interest$998
Property taxes$150
Home insurance (est.)$63
%
$37,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

426 20th Avenue N, Saint Cloud, MN, 56303

Listing information

MLS #NST7061352
StatusClosed
Last updatedJun 11, 2026, 3:12 PM
Originally listedMay 4, 2026, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.