Does this property have an HOA?

Yes. The HOA fee is $100 per month.

What are the annual property taxes?

Annual property taxes are $412 (2024).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 370 days.

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Listed at

$360,000

$222/sqft

425 4th Avenue

425 4th Avenue, Saint Joseph, MN, 56374

3 Bedrooms2 Bathrooms1,622 Square Feet3129 Acres

Days on market370

Year built2025

Garage spaces2

HOA / month$100

TypeResidential

Est. $7,800buyer credit when you buy with SODL

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About this home

Discover easy living in this thoughtfully designed open-concept patio home, perfectly situated on a quiet cul-de-sac in a welcoming neighborhood. Just minutes from boutique shops, restaurants, and the College of Saint-Benedict. The location blends comfort with convenience. This home is senior friendly, wheelchair accessible and offers city services, including high-speed internet. Weese Construction, with over 45 years of trusted experience, will craft your home with quality, care, and attention to detail—tailored to fit your lifestyle. The property (new construction) is ready for showings.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2025

LevelsOne

Living area1,622 sqft

Above-grade finished1,622 sqft

Below-grade finished0 sqft

Lot size3129 acres (74.50x42x74.50x42)

Days on market370

ListedSep 19, 2025

New constructionYes

MLS #NST6793216

CountyStearns

Parcel #84537970831

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 2 spaces · 520 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Exterior features: Vinyl
Lot size: 3129 Square Feet
Lot dimensions: 74.50x42x74.50x42

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Stone
Foundation: None · 1,622 sqft
Roof: Architectural Shingle, Asphalt
Builder: WEESE CONSTRUCTION INC

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected, City Sewer - In Street
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

HOA: $100/month
HOA name: S&H Townhomes
HOA phone: 3202489080
HOA includes: Lawn Care, Snow Removal
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $412 (2024)
Listed: Sep 19, 2025
Days on market: 370 · 446 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, In Kitchen, Laundry Closet, Laundry Room, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesEthernet Wired, Patio, Porch, In-Ground Sprinkler

AccessibilityFully Wheelchair, Grab Bars In Bathroom, Hallways 42"+, Accessible for Hearing-Impairment, No Stairs External, No Stairs Internal, Other

Special featuresMain Floor Laundry

Exterior & lot

ExteriorVinyl

RoofArchitectural Shingle, Asphalt

FoundationNone

Foundation area1,622 sqft

Lot featuresCleared

Road frontageCul De Sac, Curbs, Private Road, Storm Sewer

Road responsibilityAssociation Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected, City Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces2

Garage size520 sqft

Financial details

Annual taxes$412

Tax year2024

Taxes w/ assessments412

Assessment pendingNo

HOA fee$100

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$7,800Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,800

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,146/mo

Principal & interest$1,892

Property taxes$34

Home insurance (est.)$120

HOA fees$100

Down payment

$72,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

425 4th Avenue, Saint Joseph, MN, 56374

Street View

Listing information

MLS #NST6793216

StatusActive

Last updatedApr 23, 2026, 6:33 PM

Originally listedSep 23, 2025, 10:35 AM

Listing officeKeller Williams Integrity NW

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.