Does this property have an HOA?

Yes. The HOA fee is $100 per month.

What are the annual property taxes?

Annual property taxes are $4,488 (2026).

What school district is this property in?

This property is in the 535 - Rochester school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 19 days.

Sold / Closed

$299,900

Sold price · Closed Sep 2, 2026

$243/sqft

The Gardens 4th Sub

4234 Fern Avenue SE, Rochester, MN, 55904

2 Bedrooms2 Bathrooms1,236 Square Feet0.146 Acres

Days on market19

Year built2021

Garage spaces2

HOA / month$100

TypeResidential

Est. $5,997buyer credit when you buy with SODL

About this home

Built in 2021, this quality stick built home offers the ease of one level living with zero entry access and handicap accessible design, along with modern finishes and room to grow. The unfinished daylight basement with egress windows provides endless possibilities for future bedrooms, a family room, home office, or hobby space. Located in The Gardens, you'll enjoy a well maintained community with a clubhouse and playground in one of Southeast Rochester's most convenient locations. Just minutes from Target, Lowe's, Fleet Farm, Old Navy, Kwik Trip, restaurants, Marcus Theatres, Gamehaven Reservoir, miles of walking and biking trails, and quick access to Highway 52, everything you need is close to home. Mayo Clinic is only about a 10 minute drive away, making this a fantastic opportunity to own a newer home for under $300,000.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2021

LevelsOne

Living area1,236 sqft

Above-grade finished1,236 sqft

Below-grade finished0 sqft

Lot size0.146 acres (6,398)

Days on market19

ListedJul 13, 2026

MLS #NST7106515

CountyOlmsted

SubdivisionThe Gardens 4th Sub

Parcel #642523076266

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Exhaust Fan, Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 440 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Covered, Deck
Exterior features: Vinyl
Lot size: 0.146 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,236 sqft
Roof: Asphalt
Year built: 2021

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: The Gardens 4th Sub
HOA: $100/month
HOA name: Matik Management
HOA phone: 5072160064
HOA includes: Recreation Facility, Shared Amenities, Snow Removal
School district: 535 - Rochester

Financial & listing details

Annual tax: $4,488 (2026)
Listed: Jul 13, 2026
Days on market: 19
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingCentral Air

LaundryLaundry Closet, Main Level

AppliancesDishwasher, Exhaust Fan, Range, Refrigerator

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Washer/Dryer Hookup, Walk-In Closet

AccessibilityGrab Bars In Bathroom, No Stairs External, Roll-In Shower

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationBlock

Foundation area1,236 sqft

Patio/porchCovered, Deck

Lot featuresPublic Transit (w/in 6 blks)

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$4,488

Tax year2026

Taxes w/ assessments4488

Assessment pendingNo

HOA fee$100

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District535 - Rochester

District number535

District phone5073283000

High schoolRochester

SODL flat fee brokerage

$5,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,150/mo

Principal & interest$1,576

Property taxes$374

Home insurance (est.)$100

HOA fees$100

Down payment

$59,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.