Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,028 (2026).

What school district is this property in?

This property is in the 173 - Mountain Lake school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 18 days.

Listed at

$115,000

$98/sqft

Cnty Aud Sub 1

423 10th Street, Mountain Lake, MN, 56159

3 Bedrooms2 Bathrooms1,171 Square Feet0.25 Acres

Days on market18

Year built1950

Garage spaces1

TypeResidential

Est. $450buyer credit when you buy with SODL

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About this home

Charming, comfortable, and full of character! This 3-bedroom, 1½-bath home offers a welcoming layout with a spacious living room, a separate dining area, and a kitchen with ample cabinetry and stainless-steel appliances. With one bedroom and a full bath on the main level, plus two bedrooms and a convenient half bath upstairs, the floor plan offers flexibility to accommodate a variety of needs. Step outside and you’ll find one of the home’s standout features—a spacious, shaded yard, plus a private patio area ready for summer evenings, grilling, and entertaining. The attached one-car garage and newer concrete driveway add everyday convenience, while the unfinished basement provides laundry, storage, workout, and hobby space. Affordable homeownership with room to make it your own—see all that 423 10th St S has to offer! Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsOne and One Half

Living area1,171 sqft

Above-grade finished1,171 sqft

Below-grade finished0 sqft

Lot size0.25 acres (87x127)

Days on market18

ListedSep 9, 2026

MLS #NST7140888

CountyCottonwood

SubdivisionCnty Aud Sub 1

Parcel #221610220

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Window Unit(s)
Appliances: Dryer, Electric Water Heater, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 14x20 · 280 sqft
Parking features: Attached Garage
Patio & porch: Patio
Exterior features: Slate
Lot size: 0.25 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 780 sqft
Roof: Age Over 8 Years
Year built: 1950

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Cnty Aud Sub 1
HOA: No HOA
School district: 173 - Mountain Lake
High school district: Mountain Lake

Financial & listing details

Annual tax: $1,028 (2026)
Listed: Sep 9, 2026
Days on market: 18
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Storage Space, Unfinished

HeatingForced Air

CoolingWindow Unit(s)

LaundryIn Basement

AppliancesDryer, Electric Water Heater, Range, Refrigerator, Washer

AmenitiesKitchen Window, Patio, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorSlate

RoofAge Over 8 Years

FoundationBlock

Foundation area780 sqft

Patio/porchPatio

Lot featuresIrregular Lot, Tree Coverage - Medium

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces1

Garage size280 sqft

Financial details

Annual taxes$1,028

Tax year2026

Taxes w/ assessments1028

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District173 - Mountain Lake

District number173

District phone5074272325

High schoolMountain Lake

SODL flat fee brokerage

$450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$728/mo

Principal & interest$604

Property taxes$86

Home insurance (est.)$38

Down payment

$23,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.