Listed at
$1,199,900
$198/sqft

Stone Gate Center 3rd Add

4215 32nd Street, Saint Cloud, MN, 56301
4  Bedrooms6  Bathrooms6,056  Square Feet1.82  Acres
Days on market179
Year built2020
Garage spaces3
TypeResidential
Est. $32,997buyer credit when you buy with SODL
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About this home

Experience next-level living in this 2020-built walkout rambler on nearly 2 acres, complete with a 20x40 ft saltwater sport pool and a remarkable 26x40 ft indoor sport court. Step inside and you’ll immediately be captivated by the exceptional quality and high-end finishes and amenities throughout, including in-floor heat on both levels, ceilings of 9 feet or higher, and 8 foot doors, even in the lower level. The expansive great room features a soaring 10’8” ceiling and an impressive 10 ft wide electric fireplace, while the massive kitchen is a true showpiece with a large center island, double refrigerator, 48-inch gas Wolf cooktop, built-in Miele coffee machine, and an impressive pantry with prep sink. The primary suite offers a luxurious bath and a spacious walk-in closet with private laundry. The walkout lower level includes a large family room with a beautifully finished wet bar, two bedrooms each with private ensuites, a third lower bath near the exercise room, and a second laundry area conveniently located by the sport court. Outside, a large covered deck with glass railing overlooks the pool and tranquil pond beyond, with serene wetlands as your backdrop, and is complemented by two outdoor showers. The oversized 46x30 triple garage is heated with in floor heat, and is fully finished.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2020
LevelsOne
Living area6,056 sqft
Above-grade finished2,495 sqft
Below-grade finished3,561 sqft
Lot size1.82 acres (173x577x154x547)
Days on market179
ListedApr 2, 2026
MLS #NST7046921
CountyStearns
SubdivisionStone Gate Center 3rd Add
Parcel #82511880134

Facts & features

Interior

Bedrooms
4
Bathrooms
6
Bath breakdown
2 full / 3 3/4 / 1 half
Heating
Boiler, Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

Property

Levels / stories
One
Garage
3 spaces · 46x30 · 1,365 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Covered, Deck, Patio, Porch
Exterior features
Engineered Wood
Pool
Below Ground, Heated

Construction

Property type
Residential
Property subtype
Single Family
Foundation
8 ft+ Pour · 3,561 sqft
Roof
Asphalt
Year built
2020

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Stone Gate Center 3rd Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$12,542 (2026)
Listed
Apr 2, 2026
Days on market
179
Manufactured home
Yes

Interior details

Total bathrooms6
Full baths2
3/4 baths3
Half baths1
1/4 baths0
BasementFinished, Full, Walkout
HeatingBoiler, Forced Air, In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryLower Level, Main Level
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer
DiningEat In Kitchen, Informal Dining Room
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorEngineered Wood
RoofAsphalt
Foundation8 ft+ Pour
Foundation area3,561 sqft
Patio/porchComposite Decking, Covered, Deck, Patio, Porch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Garage spaces3
Garage size1,365 sqft

Financial details

Annual taxes$12,542
Tax year2026
Taxes w/ assessments12542
Assessment pendingYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$32,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $32,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,751/mo
Principal & interest$6,306
Property taxes$1,045
Home insurance (est.)$400
%
$239,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4215 32nd Street, Saint Cloud, MN, 56301

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Listing information

MLS #NST7046921
StatusActive
Last updatedAug 11, 2026, 5:02 PM
Originally listedApr 2, 2026, 10:09 AM
Listing officeAgency North Real Estate, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.